7822F Fingerboard Rd, Frederick, MD 21704 Property Records

Frederick County property record for 7822F Fingerboard Rd, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,210 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,000 (Sep 2022)
Tax Bill	$3,228 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-206526`

Property Details

APN / Parcel Number

Primary APN	`07-206526`
Alternative APNs	`7206526` `206526`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,210 sqft Living Area
1st Floor Area	810 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	206526
Street Address	7822F FINGERBOARD RD
City	FREDERICK
State	MD
Zip	21704-7631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.00 ACRES FINGERBOARD ROAD NEAR PARK MILLS ROAD
Legal Subdivision	ROSENCRANTZ ADD ROSENCRANTZ
Legal Lot Number	NEW-A
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1012
Census Tract	752201

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7822F FINGERBOARD RD, FREDERICK, MD 21704-7631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Prior Sale	Nov 4, 2016 · Amount on Record
Deed Book / Page	16138 / 244
Transfer Doc	0055150610
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 19, 2022
Property Address	7822 FINGERBOARD RD, FREDERICK, MD 21704-7631
Document Number	0161380244
Book / Page	16138 / 244
Map Reference	MB 32 PL 136
Instrument Date	Sep 8, 2022
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,545.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7822 FINGERBOARD RD # F, F, FREDERICK, MD 21704-7631

Mortgage

Document Number	0016138252
Date	Sep 19, 2022
Instrument	16138/252

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,900 (+10.63%)	$305,700 (-) Land $176,000 Building $129,700
2025	$3,228.00 (+12.24%)	$252,100 (+20.01%)	$305,700 (+35.69%) Land $176,000 Building $129,700
2024	$2,876.00 (+10.19%)
2023	$2,610.00	$210,067	$225,300 Land $136,000 Building $89,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20