Sacramento County property record for 7817 Ranch River Dr, Elverta, CA 95626
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,578 sqft · built 1985 |
| Lot Size | 0.932 acres (40,585 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $475,000 (Aug 2007) |
| Tax Bill | $6,896 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 203-0610-008-0000 |
| Primary APN | 203-0610-008-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,578 sqft Living Area |
| 1st Floor Area | 1,578 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | L-Shape |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 40,585 sqft (0.932 acres) |
| Garage Area | 482 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7817 RANCH RIVER DR |
|---|---|
| City | ELVERTA |
| State | CA |
| Zip | 95626-9767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | CHERRY CREEK, LOT 49 |
| Legal Subdivision | CHERRY CREEK |
| Legal Lot Number | 49 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 7207 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7817 RANCH RIVER DR, ELVERTA, CA 95626-9767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2007 · Amount on Record |
| Deed Sale | Aug 31, 2007 · Amount on Record |
| Deed Book / Page | 20070831 / 1388 |
| Prior Transfer Date | Dec 23, 2005 |
| Prior Transfer Doc | 0000002352 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 7817 RANCH RIVER DR, ELVERTA, CA 95626-9767 |
| Document Number | 2006300947 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7817 RANCH RIVER DR ELVERTA CA 956269767, ELVERTA, CA 95626-9767 |
| Document Number | 2006300947 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 2006300947 |
| Name | CHERRY CREEK MTG |
|---|---|
| Type | Mortgage Company |
| Address | GREENWOOD VILLAGE, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2050 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | Center Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $636,382 (+2%) Land $294,746 Building $341,636 | |
| 2025 | $6,896.00 (-2.21%) Homeowner's exemption | $623,905 (+4.04%) Land $288,967 Building $334,938 |
| 2024 | $7,052.00 (+2.23%) | |
| 2023 | $6,898.00 (+0.85%) Homeowner's exemption | $599,680 Land $277,747 Building $321,933 |
| 2022 | $6,840.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 15 (1986–2010) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Jul 2010 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM - ANTELOPE private · serves 35,617 people · EPA ID CA3410031 |
|---|---|
| Water Source | Purchased surface water from SACRAMENTO SUBURBAN WATER DISTRICT |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, unWired Broadband.
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