7810 Fingerboard Rd, Frederick, MD 21704 Property Records

Frederick County property record for 7810 Fingerboard Rd, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,787 sqft · built 1954
Lot Size0.33 acres (14,374 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (Sep 2021)
Tax Bill$3,119 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Jun 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-192134

Property Details

APN / Parcel Number

Primary APN07-192134
Alternative APNs
  • 7192134
  • 192134

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,787 sqft Living Area
Gross Area2,127 sqft
1st Floor Area1,787 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area14,374 sqft (0.33 acres)
Garage TypeAttached
Garage Area340 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area504 sqft
Deck Area504 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number192134
Street Address7810 FINGERBOARD RD
CityFREDERICK
StateMD
Zip21704-7631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT .33 AC N/S R. 80 NR. BAKER VALLEY RD.
Legal Lot Number33
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1012
Census Tract752201

Owner

7810 Fingerboard Rd is owned and occupied by an individual who bought it in September 2021.

Source: Frederick County records, as of April 28, 2026

Owner of RecordIndividual Name on File
Mailing Address7810 FINGERBOARD RD, FREDERICK, MD 21704-7631
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Deed, Transfer · FHA Mortgage
MORTGAGE ONE SOLUTIONS INC
Jun 9, 2021Special Warranty Deed, Transfer
FIRST TITLE COMPANY, FIRST TITLE & ESCROW INC
Feb 23, 2021Deed in Lieu of Foreclosure, Foreclosure
SECURITY AMERICAN TITLE, SECURITY AMERICAN TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2021 · Amount on File
Deed SaleSep 17, 2021 · Amount on File
Prior SaleJun 9, 2021 · Amount on File
Deed Book / Page15299 / 190
Record UpdatedJun 8, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 17, 2021
Property Address7810 FINGERBOARD RD, FREDERICK, MD 21704-7631
Document Number0152990190
Book / Page15299 / 190
Instrument DateAug 26, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyOLD REPUBLIC NATIONAL TITLE INSURANCE, OLD REPUBLIC NATL TTL INS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$950.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7810 FINGERBOARD RD, FREDERICK, MD 21704-7631

Mortgage

Document Number0015299201
DateSep 17, 2021
Instrument15299/201
Lender
NameMORTGAGE ONE SOLUTIONS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

June 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREDERICK MD
Recording DateJun 9, 2021
Property Address7810 FINGERBOARD RD, FREDERICK, MD 21704-7631
Document Number0149760106
Book / Page14976 / 106
Instrument DateApr 5, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyFIRST TITLE COMPANY, FIRST TITLE & ESCROW INC

Transaction

AmountAmount on Record
Tax$1,260.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address402 FAIRVIEW AVE, FREDERICK, MD 21701-4117

February 2021: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionFREDERICK MD
Recording DateFeb 23, 2021
Property Address7810 FINGERBOARD RD, FREDERICK, MD 21704-7631
Document Number0145810280
Book / Page14581 / 280
Instrument DateNov 4, 2020
Transaction TypeForeclosure
Record UpdatedAug 11, 2022
Title CompanySECURITY AMERICAN TITLE, SECURITY AMERICAN TITLE LLC

Transaction

AmountAmount on Record
Tax$1,425.69
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address7810 FINGERBOARD RD, 7810, FREDERICK, MD 21704-7631

Transferred To (Grantee/Buyer)

NameVerified Name
Address1100 15TH ST NW, WASHINGTON, DC 20005-1707
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 7810 Fingerboard Rd was $3,119.

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,119.00$243,133$287,200 Land $129,400 Building $157,800
2023$2,559.00$205,733$221,100 Land $100,400 Building $120,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7810 Fingerboard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7810 Fingerboard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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