739 Ruff Dr, Monroe, MI 48162 Property Records

Monroe County property record for 739 Ruff Dr, Monroe, MI 48162

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,885 sqft · built 1968
Lot Size0.49 acres (21,344 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Sep 2014)
Tax Bill$1,708 (2025)
Deeds & MortgagesSep 2020 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-980-079-00

Property Details

APN / Parcel Number

Primary APN07-980-079-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Building Area1,885 sqft Living Area
1st Floor Area1,885 sqft
Basement Area1,885 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch
Lot Area21,344 sqft (0.49 acres)
Lot Dimensions250 ft deep x 85 ft wide
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address739 RUFF DR
CityMONROE
StateMI
Zip48162-3581
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A-RESIDE
Legal DescriptionF-79 SEC 25 T6S R8E WOODRUFF HEIGHTS NO 4 LOT 79
Legal Range08E
Legal Township06S
Legal Section25
Legal SubdivisionWOODRUFF HEIGHTS 4
Legal Lot Number79
JurisdictionMONROE MI
Township / Civil DivisionFRENCHTOWN
Census Block Group3
Census Block3002
Census Tract831400

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address739 RUFF DR, MONROE, MI 48162-3581
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONS LNDG
Sep 22, 2020Quit Claim Deed, Transfer
NATIONS LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2014 · Amount on Record
Deed SaleSep 18, 2014 · Amount on Record
Deed Document Number201417715
Last Transfer DateJul 23, 2024
Transfer Doc0000010682
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address739 RUFF DR, MONROE, MI 48162-3581
Document Number0000019630
Instrument DateSep 22, 2020
Transaction TypeMortgage
Record UpdatedNov 17, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address739 RUFF DR MONROE MI 481623581, MONROE, MI 48162-3581

Mortgage

Document Number0000019630
DateSep 22, 2020
Instrument19630
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 21, 2050

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE MI
Recording DateSep 22, 2020
Property Address739 RUFF DR, MONROE, MI 48162-3581
Document Number0000019629
Instrument DateSep 8, 2020
Instrument19629
Transaction TypeTransfer
Record UpdatedNov 18, 2020
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address739 RUFF DR MONROE MI 481623581, MONROE, MI 48162-3581

Mortgage

Document Number19630
DateSep 22, 2020
Instrument19630
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
AmountAmount Recorded
Term360 Months
DueSep 21, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionFrenchtown Township
Unified School DistrictMonroe Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$196,700 (+6.21%)$393,400 (+6.21%)
2025$1,708.00 (-60.85%) Homeowner's exemption$185,200 (+16.48%) Land $185,200$370,400 (+16.48%) Land $370,400
2023$4,363.00 Homeowner's exemption$159,000$318,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2000)
Most Recent ClaimOct 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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