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7813 Windy Pine Cir, Denver, NC 28037 Property Records

Lincoln County property record for 7813 Windy Pine Cir, Denver, NC 28037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,520 sqft · built 2000
Lot Size0.624 acres (27,181 sqft)
Owner2 Individual Names on Record
Last Sale$202,500 (Apr 2010)
Tax Bill$2,482 (2026)
Deeds & MortgagesSep 2026 Sale
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN4605-75-6518

Property Details

APN / Parcel Number

Primary APN4605-75-6518
Alternative APNs
  • 460512756518
  • 225659
  • 301872
  • 76748

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,520 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleRanch
Construction TypeConcrete
Lot Area27,181 sqft (0.624 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number301872
Street Address7813 WINDY PINE CIR
CityDENVER
StateNC
Zip28037-9367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-SF
Legal Description#13 SANDPIPER BAY SECT I
Legal SubdivisionSANDPIPER BAY
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group1
Census Block1016
Census Tract71203

Owner

Source: Lincoln County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7813 WINDY PINE CIR, DENVER, NC 28037-9367
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2010 · Amount on Record
Deed SaleApr 23, 2010 · Amount on Record
Prior SaleSep 29, 2000 · Amount on Record
Deed Document Number20103672
Deed Book / Page2185 / 185
Last Transfer DateSep 4, 2026
Transfer Doc0000714885
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateSep 10, 2026
Property Address7813 WINDY PINE CIR, DENVER, NC 28037-9367
Document Number0000714885
Book / Page3536 / 424
Instrument DateSep 4, 2026
Instrument2026714885
Transaction TypeTransfer
Record UpdatedOct 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address7813 WINDY PINE CIR, DENVER, NC 28037-9367

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7813 WINDY PINE CIR, DENVER, NC 28037-9367
Document Number2879706
Instrument DateJan 23, 2020
Transaction TypeMortgage
Record UpdatedFeb 20, 2020
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address7813 WINDY PINE CIR DENVER NC 280379367, DENVER, NC 28037-9367

Mortgage

Document Number2879706
DateFeb 3, 2020
Book Page002879/000706
Instrument603919
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 2, 2030

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,482.00 (+1.72%)$384,778 (-) Land $82,000 Building $302,778$384,778 (-) Land $82,000 Building $302,778
2023$2,440.00$384,778 Land $82,000 Building $302,778$384,778 Land $82,000 Building $302,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2008–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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