Lincoln County property record for 7832 Windy Pine Cir, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,304 sqft · built 2003 |
| Lot Size | 0.628 acres (27,356 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $486,000 (Jan 2023) |
| Tax Bill | $3,399 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4605-75-7931 |
| Primary APN | 4605-75-7931 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,304 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 27,356 sqft (0.628 acres) |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 303899 |
|---|---|
| Street Address | 7832 WINDY PINE CIR |
| City | DENVER |
| State | NC |
| Zip | 28037-9367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #5 LOT BENIDORM SUB |
| Legal Subdivision | BENIDORM |
| Legal Lot Number | 5 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 71203 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 7832 WINDY PINE CIR, DENVER, NC 28037-9367 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jan 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Jan 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2023 · Amount on Record |
| Deed Sale | Jan 5, 2023 · Amount on Record |
| Prior Sale | Jul 26, 2012 · Amount on Record |
| Deed Document Number | 2023662169 |
| Deed Book / Page | 3221 / 537 |
| Last Transfer Date | May 9, 2024 |
| Transfer Doc | 0003323457 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7832 WINDY PINE CIR, DENVER, NC 28037-9367 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7832 WINDY PINE CIR, DENVER, NC 28037-9367 |
| Document Number | 0003462851 |
|---|---|
| Date | Dec 12, 2025 |
| Book Page | 3462/851 |
| Instrument | 703073 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jan 5, 2023 |
| Property Address | 7832 WINDY PINE CIR, DENVER, NC 28037-9367 |
| Document Number | 0003221537 |
| Book / Page | 3221 / 537 |
| Map Reference | MB 12 PG 90 |
| Instrument Date | Jan 5, 2023 |
| Instrument | 662169 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $972.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4167 FISHERMANS LN, MAIDEN, NC 28650-9185 |
| Name | Verified Name |
|---|---|
| Address | 7832 WINDY PINE CIR, DENVER, NC 28037-9367 |
| Document Number | 0000662170 |
|---|---|
| Date | Jan 5, 2023 |
| Instrument | 662170 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7832 WINDY PINE CIR, DENVER, NC 28037-9367 |
| Document Number | 2876731 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 7832 WINDY PINE CIR DENVER NC 280379367, DENVER, NC 28037-9367 |
| Document Number | 2876731 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 002876/000731 |
| Instrument | 603374 |
| Name | NEWREZ LLC |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 20, 2040 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,399.00 (+0.62%) | $535,339 (-) Land $82,000 Building $453,339 | $535,339 (-) Land $82,000 Building $453,339 |
| 2025 | $3,378.00 (-5.77%) | $535,339 (-6.84%) Land $82,000 Building $453,339 | $535,339 (-6.84%) Land $82,000 Building $453,339 |
| 2023 | $3,585.00 | $574,641 Land $82,000 Building $492,641 | $574,641 Land $82,000 Building $492,641 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2008–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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