7825 Windy Pine Cir, Denver, NC 28037 Property Records

Lincoln County property record for 7825 Windy Pine Cir, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,549 sqft · built 2000
Lot Size	1.86 acres (81,239 sqft)
Owner	Individual Name on File
Last Sale	$143,300 (Dec 2000)
Tax Bill	$3,204 (2026)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4605-75-3587`

Property Details

APN / Parcel Number

Primary APN	`4605-75-3587`
Alternative APNs	`460511753587` `149113` `76747`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,549 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Construction Type	Concrete
Lot Area	81,239 sqft (1.86 acres)
Garage Area	1,650 sqft
Parking Spaces	6 Parking Spaces
Pool Area	1,018 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	149113
Street Address	7825 WINDY PINE CIR
City	DENVER
State	NC
Zip	28037-9367
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#12 SANDPIPER BAY SECT I
Legal Subdivision	SANDPIPER BAY
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1016
Census Tract	71203

Owner

7825 Windy Pine Cir is owned and occupied by an individual who bought it in December 2000.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	7825 WINDY PINE CIR, DENVER, NC 28037-9367
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2000 · Amount on File
Deed Sale	Dec 13, 2000 · Amount on File
Prior Sale	Sep 8, 2000 · Amount on File
Deed Book / Page	1209 / 523
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7825 WINDY PINE CIR, DENVER, NC 28037-9367
Document Number	2703556
Book / Page	002703 / 000556
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 22, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7825 WINDY PINE CIR DENVER NC 280379367, DENVER, NC 28037-9367

Mortgage

Document Number	2703556
Date	Nov 2, 2017
Book Page	002703/000556
Instrument	570170

Lender

Name	CAROLINA TR BK
Type	Bank
Address	LINCOLNTON, NC 28093-0308

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7825 Windy Pine Cir was $3,204.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,204.00	$503,340 Land $82,070 Building $421,270	$503,340 Land $82,070 Building $421,270
2023	$3,155.00	$503,340 Land $82,070 Building $421,270	$503,340 Land $82,070 Building $421,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7825 Windy Pine Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7825 Windy Pine Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20