Lincoln County property record for 7788 Windy Pine Cir, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,188 sqft · built 2004 |
| Lot Size | 0.769 acres (33,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $522,000 (Sep 2025) |
| Tax Bill | $3,609 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4605-85-0519 |
| Primary APN | 4605-85-0519 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,188 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Custom Design |
| Construction Type | Concrete |
| Lot Area | 33,498 sqft (0.769 acres) |
| Storage Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 312337 |
|---|---|
| Street Address | 7788 WINDY PINE CIR |
| City | DENVER |
| State | NC |
| Zip | 28037-9366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #1 LOT BENIDORM SUB |
| Legal Subdivision | BENIDORM |
| Legal Lot Number | 1 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 71203 |
7788 Windy Pine Cir is owned and occupied by two individuals who bought it in September 2025.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7788 WINDY PINE CIR, DENVER, NC 28037-9366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 19, 2023 | Quit Claim Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| May 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on File |
| Deed Sale | Sep 17, 2025 · Amount on File |
| Prior Sale | May 8, 2020 · Amount on File |
| Deed Document Number | 2025699434 |
| Deed Book / Page | 3439 / 394 |
| Prior Transfer Date | May 17, 2023 |
| Prior Transfer Doc | 0003250164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7788 WINDY PINE CIR, DENVER, NC 28037-9366 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2211 YEARGIN CV, FLORENCE, SC 29501-8261 |
| Document Number | 0003439397 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | 3439/397 |
| Instrument | 699435 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | May 19, 2023 |
| Property Address | 7788 WINDY PINE CIR, DENVER, NC 28037-9366 |
| Document Number | 0003250164 |
| Book / Page | 3250 / 164 |
| Map Reference | MB 12 PG 90 |
| Instrument Date | May 17, 2023 |
| Instrument | 667285 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7788 WINDY PINE CIR, DENVER, NC 28037-9366 |
| Name | Verified Name |
|---|---|
| Address | 7788 WINDY PINE CIR, DENVER, NC 28037-9366 |
| Document Number | 0000667286 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 667286 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | May 8, 2020 |
| Property Address | 7788 WINDY PINE CIR, DENVER, NC 28037-9366 |
| Document Number | 2906545 |
| Book / Page | 2906 / 545 |
| Map Reference | MB 12 PG 98 |
| Instrument Date | Apr 1, 2020 |
| Instrument | 608510 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7788 WINDY PINE CIR, DENVER, NC 28037-9366 |
| Document Number | 608511 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 608511 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2026 property tax bill for 7788 Windy Pine Cir was $3,609, up 1% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,609.00 (+1.04%) | $569,861 (+0.43%) Land $82,000 Building $487,861 | $569,861 (+0.43%) Land $82,000 Building $487,861 |
| 2025 | $3,572.00 | $567,426 Land $82,000 Building $485,426 | $567,426 Land $82,000 Building $485,426 |
| 2023 | $3,541.00 | $567,426 Land $82,000 Building $485,426 | $567,426 Land $82,000 Building $485,426 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7788 Windy Pine Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2008–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7788 Windy Pine Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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