781 Ridge Ln, Lula, GA 30554 Property Records

Banks County property record for 781 Ridge Ln, Lula, GA 30554

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 912 sqft · built 1987
Lot Size	2.82 acres (122,839 sqft)
Owner	2 Individual Names on File
Last Sale	$187,000 (Oct 2022)
Tax Bill	$1,395 (2025)
Deeds & Mortgages	Oct 2022 Sale Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`B06E012`

Property Details

APN / Parcel Number

Primary APN	`B06E012`
Alternative APN	`3623`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	912 sqft Heated Area
1st Floor Area	532 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2010
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	122,839 sqft (2.82 acres)
Lot Width	200 ft Width
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Slab
Porch Area	570 sqft
Storage Building	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	3623
Street Address	781 RIDGE LN
City	LULA
State	GA
Zip	30554-3616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	LT8 PH2 HUDSON FALLS S/D 15-116 12-125
Legal Subdivision	HUDSON RIVER FALLS - 00611
Legal Phase	2
Legal Lot Number	8
Jurisdiction	BANKS GA
Township / Civil Division	BALDWIN
Census Block Group	4
Census Block	4027
Census Tract	970100

Owner

781 Ridge Ln is owned by two individuals who bought it in October 2022.

Source: Banks County records, as of November 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1035 RICELAND CT, ROSWELL, GA 30075-2889
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Warranty Deed, Transfer
Mar 22, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2022 · Amount on File
Deed Sale	Oct 26, 2022 · Amount on File
Prior Sale	Sep 7, 2007 · Amount on File
Deed Document Number	2022961
Deed Book / Page	535 / 446
Prior Transfer Date	Mar 22, 2022
Prior Transfer Doc	000525/423
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Oct 19, 2022
Property Address	781 RIDGE LN, LULA, GA 30554-3616
Document Number	000535/446
Book / Page	535 / 446
Instrument Date	Oct 19, 2022
Instrument	2022-000961
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 RICELAND CT, ROSWELL, GA 30075-2889

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Mar 22, 2022
Property Address	781 RIDGE LN, LULA, GA 30554-3616
Document Number	000525/423
Book / Page	525 / 423
Instrument Date	Mar 22, 2022
Instrument	2022-000255
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 RIDGE LN, LULA, GA 30554-3616

Tax Assessment & Valuation

The 2025 property tax bill for 781 Ridge Ln was $1,395, up 1.5% from the year before.

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,395.00 (+1.53%)	$73,064 (+4.72%) Land $16,793 Building $56,271	$182,660 (+4.72%) Land $41,983 Building $140,677
2024	$1,374.00 (+7.34%)	$69,772 (+14.45%) Land $15,267 Building $54,505	$174,430 (+14.45%) Land $38,167 Building $136,263
2023	$1,280.00 (+31.96%)	$60,963 Land $14,335 Building $46,628	$152,409 Land $35,838 Building $116,571
2022	$970.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 781 Ridge Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 781 Ridge Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ridge Ln

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