624 Ridge Ln, Lula, GA 30554 Property Records

Banks County property record for 624 Ridge Ln, Lula, GA 30554

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1987
Lot Size	5.25 acres (228,690 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Feb 2022)
Tax Bill	$2,143 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B06E049`

Property Details

APN / Parcel Number

Primary APN	`B06E049`
Alternative APN	`1407`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,344 sqft Heated Area
1st Floor Area	720 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2016
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	228,690 sqft (5.25 acres)
Garage Area	729 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	178 sqft
Utility Building	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1407
Street Address	624 RIDGE LN
City	LULA
State	GA
Zip	30554-3610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PHASE 2 LTS6 7A&7B 15-161 12-125 HUDSON FALLS
Legal Subdivision	HUDSON RIVER FALLS - 00611
Legal Phase	2
Legal Lot Number	6 7A,7
Jurisdiction	BANKS GA
Township / Civil Division	BALDWIN
Census Block Group	4
Census Block	4027
Census Tract	970100

Owner

624 Ridge Ln is owned and occupied by an individual who bought it in February 2022.

Source: Banks County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	624 RIDGE LN, LULA, GA 30554-3610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Limited Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL
Mar 26, 2018	Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL
Aug 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2022 · Amount on File
Deed Sale	Feb 7, 2022 · Amount on File
Prior Sale	Mar 26, 2018 · Amount on File
Deed Document Number	2022112
Deed Book / Page	522 / 837
Record Updated	Sep 20, 2026

February 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Feb 4, 2022
Property Address	624 RIDGE LN, LULA, GA 30554-3610
Document Number	000522/837
Book / Page	522 / 837
Instrument Date	Feb 4, 2022
Instrument	2022-000112
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 RIDGE LN, LULA, GA 30554-3610

Mortgage

Document Number	0000000522/0000000840
Date	Feb 7, 2022
Book Page	0000000522/0000000840

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Mar 26, 2018
Property Address	624 RIDGE LN, LULA, GA 30554-3610
Document Number	000449/733
Book / Page	449 / 733
Instrument Date	Mar 26, 2018
Instrument	2018-000195
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 RIDGE LN, LULA, GA 30554-3610

Mortgage

Document Number	000449/736
Date	Mar 27, 2018
Book Page	449/736

Lender

Name	HOMESTAR FINANCIAL
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Aug 1, 2017
Property Address	624 RIDGE LN, LULA, GA 30554-3610
Document Number	000442/152
Book / Page	442 / 152
Instrument Date	Aug 1, 2017
Instrument	2017-000636
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14801 QUORUM DR STE 300, 300, DALLAS, TX 75254-1422

Tax Assessment & Valuation

The 2025 property tax bill for 624 Ridge Ln was $2,143, up 1.9% from the year before.

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,143.00 (+1.85%)	$112,275 (+5.1%) Land $28,247 Building $84,028	$280,687 (+5.1%) Land $70,617 Building $210,070
2024	$2,104.00 (+6.37%)	$106,831 (+9.9%) Land $25,679 Building $81,152	$267,078 (+9.9%) Land $64,198 Building $202,880
2023	$1,978.00 (+66.36%)	$97,204 (+65.87%) Land $24,838 Building $72,366	$243,012 (+65.87%) Land $62,096 Building $180,916
2022	$1,189.00 Homeowner's exemption	$58,602 Land $13,650 Building $44,952	$146,504 Land $34,125 Building $112,379

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 624 Ridge Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 624 Ridge Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ridge Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures