600 Ridge Ln, Lula, GA 30554 Property Records

Banks County property record for 600 Ridge Ln, Lula, GA 30554

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,401 sqft · built 2002
Lot Size	8.51 acres (370,696 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Sep 2023)
Tax Bill	$2,455 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`B06E048`

Property Details

APN / Parcel Number

Primary APN	`B06E048`
Alternative APN	`235`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,401 sqft Heated Area
1st Floor Area	1,401 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2018
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	370,696 sqft (8.51 acres)
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	600 sqft
Porch	Open Porch
Porch Area	336 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	235
Street Address	600 RIDGE LN
City	LULA
State	GA
Zip	30554-3610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PHSE2 LT5 12-125 HUDSON FALLS
Legal Subdivision	HUDSON RIVER FALLS - 00611
Legal Phase	2
Legal Lot Number	5
Jurisdiction	BANKS GA
Township / Civil Division	BALDWIN
Census Block Group	4
Census Block	4027
Census Tract	970100

Owner

Source: Banks County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	600 RIDGE LN, LULA, GA 30554-3610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Limited Warranty Deed, Transfer · Conventional Mortgage SOUTHEAST MORTGAGE
Nov 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Nov 19, 2021 · Amount on Record
Deed Document Number	2023000793
Deed Book / Page	550 / 102
Record Updated	Jun 8, 2026

September 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Sep 29, 2023
Property Address	600 RIDGE LN, LULA, GA 30554-3610
Document Number	000550/102
Book / Page	550 / 102
Instrument Date	Sep 28, 2023
Instrument	2023000793
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 RIDGE LN, LULA, GA 30554-3610

Mortgage

Document Number	0000000550/0000000105
Date	Sep 29, 2023
Book Page	0000000550/0000000105

Lender

Name	SOUTHEAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Nov 19, 2021
Property Address	600 RIDGE LN, LULA, GA 30554-3610
Document Number	0000518/22
Book / Page	518 / 22
Instrument Date	Nov 19, 2021
Instrument	2021-001251
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 RIDGE LN, LULA, GA 30554-3610

Tax Assessment & Valuation

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,455.00 (-3.5%) Homeowner's exemption	$137,805 (+6.71%) Land $39,226 Building $98,579	$344,512 (+6.71%) Land $98,065 Building $246,447
2024	$2,544.00 (+43.49%)	$129,138 (+20.52%) Land $35,660 Building $93,478	$322,844 (+20.52%) Land $89,150 Building $233,694
2023	$1,773.00 (-1%) Homeowner's exemption	$107,152 (+11.88%) Land $29,548 Building $77,604	$267,879 (+11.87%) Land $73,870 Building $194,009
2022	$1,970.00 Homeowner's exemption	$95,778 Land $28,284 Building $67,494	$239,447 Land $70,711 Building $168,736

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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