Banks County property record for 771 Ridge Ln, Lula, GA 30554
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 936 sqft · built 1987 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,288 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | B06E013 |
| Primary APN | B06E013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 936 sqft Heated Area |
| 1st Floor Area | 468 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 416 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 323 |
|---|---|
| Street Address | 771 RIDGE LN |
| City | LULA |
| State | GA |
| Zip | 30554-3616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | PH2 LT9 PB18-168 PB14-192 HUDSON RIVER FALLS |
| Legal Subdivision | HUDSON RIVER FALLS - 00611 |
| Legal Phase | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | BALDWIN |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 970100 |
771 Ridge Ln is owned and occupied by an individual who acquired it in July 2021.
Source: Banks County records, as of November 13, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 771 RIDGE LN, LULA, GA 30554-3616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHSTATE BANK |
| Jul 27, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2021 |
| Deed Sale | Jul 27, 2021 |
| Prior Sale | Jun 6, 2011 |
| Deed Document Number | 0000512122 |
| Deed Book / Page | 512 / 122 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 771 RIDGE LN, LULA, GA 30554-3616 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 771 W RIDGEWAY RD, MAYSVILLE, GA 30558 |
| Document Number | 0000000528/0000000035 |
|---|---|
| Date | May 6, 2022 |
| Book Page | 0000000528/0000000035 |
| Name | SOUTHSTATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Jul 27, 2021 |
| Property Address | 771 RIDGE LN, LULA, GA 30554-3616 |
| Document Number | 000512/122 |
| Book / Page | 512 / 122 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021-000911 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 771 RIDGE LN, LULA, GA 30554-3616 |
The 2025 property tax bill for 771 Ridge Ln was $1,288, up 0.3% from the year before.
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,288.00 (+0.31%) | $67,463 (+3.48%) Land $9,401 Building $58,062 | $168,656 (+3.48%) Land $23,502 Building $145,154 |
| 2024 | $1,284.00 (+37.33%) | $65,193 (+41.83%) Land $8,546 Building $56,647 | $162,984 (+41.83%) Land $21,366 Building $141,618 |
| 2023 | $935.00 (+7.84%) | $45,965 (+11.3%) Land $7,969 Building $37,996 | $114,912 (+11.3%) Land $19,922 Building $94,990 |
| 2022 | $867.00 | $41,297 Land $7,682 Building $33,615 | $103,244 Land $19,206 Building $84,038 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 771 Ridge Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 771 Ridge Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 10 / 1 |
5G and 4G LTE (outdoors only)
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