Santa Cruz County property record for 781 Cathedral Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1935 |
| Square Footage | 3,935 sqft Living Area |
| Lot Size | 28,009 sqft (0.643 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $750,000 (2009) |
| Tax Bill | $14,187.00 (2025) |
Source: Santa Cruz County records · APN 040-181-13
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 781 CATHEDRAL DR, APTOS, CA 95003-3408 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Family Trust |
| Date | Document |
|---|---|
| Jun 02, 2022 | Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU |
| Feb 10, 2023 | Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU |
| May 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Jan 23, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 25, 2009 · Amount on Record |
| Deed Sale | Nov 25, 2009 · Amount on Record |
| Prior Sale | Aug 19, 2004 · Amount on Record |
| Deed Doc Number | 200955176 |
| Last Transfer Date | Dec 10, 2019 |
| Transfer Doc | 0000002713 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 781 CATHEDRAL DR, APTOS, CA 95003-3408 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2023 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 781 CATHEDRAL DR, APTOS, CA 95003-3408 |
| Document Number | 0000017088 |
|---|---|
| Date | Jun 02, 2022 |
| Instrument | 2022-0017088 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 781 CATHEDRAL DR, APTOS, CA 95003-3408 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1421 HAWK CT, SUNNYVALE, CA 94087-3501 |
| Document Number | 0000002336 |
|---|---|
| Date | Feb 10, 2023 |
| Instrument | 2023-0002336 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 781 CATHEDRAL DR, APTOS, CA 95003-3408 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|
| Document Number | 0000012995 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 2019-0012995 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 781 CATHEDRAL DR, APTOS, CA 95003-3408 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 781 CATHEDRAL DR, APTOS, CA 95003-3408 |
| Document Number | 0000037747 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 2020-0037747 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | YORBA LINDA, CA 92886 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 23, 2020 |
| Property Address | 781 CATHEDRAL DR, APTOS, CA 95003-3408 |
| Document Number | 0000002714 |
| Instrument Date | Dec 10, 2019 |
| Instrument | 2714 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 781 CATHEDRAL DR APTOS CA 950033408, APTOS, CA 95003-3408 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,235,710 (+2%) Land $468,466 Building $767,244 | ||
| 2025 | $14,187.00 (+13.05%) | $1,211,480 (+7.67%) Land $459,280 Building $752,200 | |
| 2023 | $12,549.00 (+21.15%) | $1,125,211 Land $421,838 Building $703,373 | $1,314,810 |
| 2022 | $10,358.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 63% of the US · above 38% of California |
|---|---|
| Wildfire Likelihood | About 1 in 562 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 040-181-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 3,935 sqft Living Area |
| Gross Area | 4,335 sqft Gross Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 28,009 sqft (0.643 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Total Buildings | 2 Total Buildings |
|---|---|
| Deck Area | 152 sqft Deck |
| Patio Area | 152 sqft Patio |
| Topography | Steep Topography |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 781 CATHEDRAL DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3408 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | MONTE TOYON 01 |
| Legal Lot Number | 83-85 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 122002 |
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