777 Cathedral Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 777 Cathedral Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,029 sqft · built 1930
Lot Size0.642 acres (27,966 sqft)
OwnerIndividual Name on File
Last Sale$172,000 (Jun 2012)
Tax Bill$2,853 (2025)
Deeds & MortgagesFeb 2022 Construction Loan
Flood ZoneZone X (minimal risk)
APN040-181-12

Property Details

APN / Parcel Number

Primary APN040-181-12
Alternative APN
  • 040-181-12-000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Building Area1,029 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area27,966 sqft (0.642 acres)
TerrainSteep

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address777 CATHEDRAL DR
CityAPTOS
StateCA
Zip95003-3408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionMONTE TOYON/RIO DEL MAR 01
Legal Block5
Legal Lot Number81,82
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1016
Census Tract122002

Owner

Source: Santa Cruz County records · APN 040-181-12

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3210 COUNTRY RD, ALVIN, TX 77511
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 27, 2012 · Amount on Record
Deed SaleJun 27, 2012 · Amount on Record
Prior SaleAug 31, 2005 · Amount on Record
Deed Document Number201230323
Prior Transfer DateApr 13, 2005
Prior Transfer Doc0000025787
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address777 CATHEDRAL DR, APTOS, CA 95003-3408
Transaction TypeMortgage
Record UpdatedMar 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address777 CATHEDRAL DR, APTOS, CA 95003-3408

Mortgage

Document Number0000005716
DateFeb 22, 2022
Instrument2022-0005716
Lender
NameCALIFORNIA TD SERVICES INC
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$220,363 (+2%) Land $115,306 Building $105,057
2025$2,853.00 (+10.11%)$216,042 (+4.04%) Land $113,045 Building $102,997
2024$2,591.00 (+1.97%)
2023$2,541.00 (+2.17%) Homeowner's exemption$207,653 Land $108,656 Building $98,997$703,890
2022$2,487.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1982–2000)
Claims Outside the SFHA6 of 7
Most Recent ClaimFeb 2000 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Wildfire

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Cruzio Internet, Etheric Communications, LLC., Surfnet Communications.

Based on FCC filings for 66 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Cathedral Dr

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