766 Cathedral Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 766 Cathedral Dr, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1973
Square Footage1,364 sqft Living Area
Lot Size8,407 sqft (0.193 acres)
GarageAttached, 400 sqft
Last Sale$399,000 (2012)
Tax Bill$6,044.00 (2025)

Property Details

APN / Parcel Number

Primary APN040-182-06
Alternative APN
  • 040-182-06-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,364 sqft Living Area
Gross Area1,764 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area8,407 sqft (0.193 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Deck Area571 sqft Deck
Patio Area571 sqft Patio
TopographySteep Topography

Utilities and HVAC

Heating SystemHVAC Heating
SewageSeptic Sewage

Location & Zoning

Street Address766 CATHEDRAL DR
CityAPTOS
StateCA
Zip95003-3442
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionMONTE TOYON/RIO DEL MAR 01
Legal Block8
Legal Lot Number6
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1016
Census Tract122002

Owner

Source: Santa Cruz County records · APN 040-182-06

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address824 MISSION ST, B, SANTA CRUZ, CA 95060-3682
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 31, 2012 · Amount on Record
Deed SaleOct 31, 2012 · Amount on Record
Prior SaleJun 10, 2002 · Amount on Record
Deed Doc Number201253902
Last Transfer DateSep 28, 2015
Transfer Doc0000039417
Record RefreshedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address766 CATHEDRAL DR, APTOS, CA 95003-3442
Transaction TypeMortgage
Record UpdatedNov 23, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3321 VICTORY LN, SOQUEL, CA 95073-2937

Mortgage

Document Number0000055622
DateNov 09, 2021
Instrument2021-0055622
Lender
NameBANK OF THE WEST
TypeBank
Address68165
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 01, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$501,167 (+2%) Land $260,607 Building $240,560
2025$6,044.00 (+10.27%)$491,340 (+4.04%) Land $255,497 Building $235,843
2023$5,481.00 (+1.92%)$472,261 Land $245,576 Building $226,685$686,880
2022$5,378.00

Flood & Wildfire

766 Cathedral Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
63rd percentile of exposed land nationally · 38th in California
Wildfire LikelihoodModerate — about 1 in 562 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cathedral Dr

Nearby Streets

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