Santa Cruz County property record for 794 Cathedral Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,702 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,000,000 (2025) |
| Tax Bill | $9,189.00 (2025) |
Source: Santa Cruz County records · APN 040-182-42
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 794 CATHEDRAL DR, APTOS, CA 95003-3409 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jul 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Jun 30, 2025 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Sep 22, 2025 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jun 11, 2020 | Deed of Trust, Mortgage · Line of Credit OPES ADVISORS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on Record |
| Deed Sale | Sep 22, 2025 · Amount on Record |
| Prior Sale | Aug 12, 2015 · Amount on Record |
| Deed Doc Number | 202519976 |
| Prior Transfer Date | Jul 27, 2015 |
| Prior Transfer Doc | 0000033008 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 02, 2026 |
| Property Address | 794 CATHEDRAL DR, APTOS, CA 95003-3409 |
| Document Number | 0000015091 |
| Instrument Date | Jun 27, 2026 |
| Instrument | 202615091 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP |
| Name | Verified Name |
|---|---|
| Address | 794 CATHEDRAL DR, APTOS, CA 95003-3409 |
| Document Number | 0000015091, |
|---|---|
| Date | Jul 02, 2026 |
| Instrument | 202615091 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 794 CATHEDRAL DR, APTOS, CA 95003-3409 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 794 CATHEDRAL DR, APTOS, CA 95003-3409 |
| Document Number | 0000013480 |
|---|---|
| Date | Jun 30, 2025 |
| Instrument | 2025-0013480 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 22, 2025 |
| Property Address | 794 CATHEDRAL DR, APTOS, CA 95003-3409 |
| Document Number | 0000019976 |
| Map Reference | MB 24 PG 22 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 2025-0019976 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 794 CATHEDRAL DR, APTOS, CA 95003-3409 |
| Document Number | 0000019977 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 2025-0019977 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 794 CATHEDRAL DR, APTOS, CA 95003-3409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000021950 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 2020-0021950 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 794 CATHEDRAL DR, APTOS, CA 95003-3409 |
| Document Number | 0000021951 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 794 CATHEDRAL DR APTOS CA 950033409, APTOS, CA 95003-3409 |
| Document Number | 0000021951 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 21951 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,000,000 (+29.96%) Land $700,000 Building $300,000 | ||
| 2025 | $9,189.00 (+9.73%) | $769,469 (+4.04%) Land $550,466 Building $219,003 | |
| 2023 | $8,374.00 (+1.84%) | $739,589 Land $529,091 Building $210,498 | $1,010,340 |
| 2022 | $8,223.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 63% of the US · above 38% of California |
|---|---|
| Wildfire Likelihood | About 1 in 562 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 040-182-42 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,702 sqft Living Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,068 sqft (0.3 acres) |
| Deck Area | 607 sqft Deck |
| Patio Area | 607 sqft Patio |
| Topography | Steep Topography |
| Heating System | HVAC Heating |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 794 CATHEDRAL DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3409 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | MONTE TOYON/RIO DEL MAR 01 |
| Legal Block | 8 |
| Legal Lot Number | 20,31 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 122002 |
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