7765 Graves Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7765 Graves Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,870 sqft · built 1941
Lot Size	0.827 acres (36,024 sqft)
Owner	2 Company Names on Record
Tax Bill	$9,103 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`529-0122-0022-00`

Property Details

APN / Parcel Number

Primary APN	`529-0122-0022-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,870 sqft Living Area
Gross Area	5,295 sqft
1st Floor Area	3,374 sqft
2nd Floor Area	496 sqft
Upper Floors Area	496 sqft
Basement Area	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Conventional
Exterior Material	Brick/Stone
Roof Material	Asphalt
Lot Area	36,024 sqft (0.827 acres)
Lot Dimensions	225 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7765 GRAVES RD
City	CINCINNATI
State	OH
Zip	45243-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAVES RD 160 X 225 IRRSS GRAVES 500 FT E OF C L MIAMI RD PRS 22-31-32CONS
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	3
Census Block	3000
Census Tract	24401

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7765 GRAVES RD, CINCINNATI, OH 45243-3622
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Apr 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2015
Deed Sale	Sep 29, 2015
Deed Document Number	2015104920
Deed Book / Page	13004 / 2088
Last Transfer Date	Sep 4, 2024
Transfer Doc	0000063513
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7765 GRAVES RD, CINCINNATI, OH 45243-3622
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030261
Date	Apr 6, 2017
Book Page	13390/00364
Instrument	17-0030261

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	444 Months
Due	Mar 27, 2054

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7765 GRAVES RD, CINCINNATI, OH 45243-3622
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029296
Date	Apr 4, 2017
Instrument	17-0029296

Lender

Name	PNC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7765 GRAVES RD, CINCINNATI, OH 45243-3622
Document Number	0000068237
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7765 GRAVES RD CINCINNATI OH 452433622, CINCINNATI, OH 45243-3622

Mortgage

Document Number	0000068237
Date	Jul 15, 2020
Book Page	014210/002183
Instrument	68237

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,103.00 (+2.68%)	$249,844 (-) Land $121,163 Building $128,681	$713,840 (-) Land $346,180 Building $367,660
2024	$8,865.00 (-0.43%)	$249,844 (-) Land $121,163 Building $128,681
2023	$8,903.00 (+0.03%)	$249,844 (+21.57%) Land $121,163 Building $128,681	$713,840 (+21.58%) Land $346,180 Building $367,660
2022	$8,900.00 Homeowner's exemption	$205,507 Land $97,864 Building $107,643
2020			$587,160 Land $279,610 Building $307,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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