78 Union St, Saco, ME 04072 Property Records

York County and Saco City property record for 78 Union St, Saco, ME 04072

Property Summary

Property Type	Apartments (5+ Units)
Details	5 bd · 4 ba · 3,159 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$740,000 (May 2024)
Tax Bill	$6,085 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B0590R`

Property Details

APN / Parcel Number

Primary APN	`B0590R`
Alternative APNs	`SACO M:039 L:149 U:000-000` `M:039 L:149 U:000=000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,159 sqft Living Area
Gross Area	5,794 sqft
1st Floor Area	1,498 sqft
Attic	Attic
Attic Area	1,384 sqft
Basement Area	1,384 sqft
Unfinished Basement	1,384 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	B0590R
Street Address	78 UNION ST
City	SACO
State	ME
Zip	04072-1963
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	MDR
Legal Lot Number	149
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1040
Census Tract	5200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and Saco City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	92 LINCOLN RD, SACO, ME 04072-9329
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK
Jul 29, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PARTNERS BANK OF NEW ENGLAND
Jun 21, 2022	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2024 · Amount on Record
Deed Sale	May 7, 2024 · Amount on Record
Prior Sale	Jul 29, 2022 · Amount on Record
Deed Document Number	202412843
Deed Book / Page	19429 / 815
Prior Transfer Date	Jul 28, 2022
Prior Transfer Doc	0190800768
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	May 7, 2024
Property Address	78 UNION ST, SACO, ME 04072-1963
Document Number	0194290815
Book / Page	19429 / 815
Instrument Date	May 3, 2024
Instrument	2024012843
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 LINCOLN RD, SACO, ME 04072-9329

Mortgage

Document Number	2024012844
Date	May 7, 2024
Instrument	2024012844

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Jul 29, 2022
Property Address	78 UNION ST, SACO, ME 04072-1963
Document Number	0190800768
Book / Page	19080 / 768
Instrument Date	Jul 28, 2022
Instrument	2022032049
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67 ASH SWAMP RD, SCARBOROUGH, ME 04074-9722
Investor	Possibly a Property Investor

Mortgage

Document Number	2022032051
Date	Jul 29, 2022
Instrument	2022032051

Lender

Name	PARTNERS BANK OF NEW ENGLAND

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Jun 21, 2022
Property Address	78 UNION ST, SACO, ME 04072-1963
Document Number	0190520921
Book / Page	19052 / 921
Instrument Date	May 16, 2022
Instrument	2022026282
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 ALFRED ST, BIDDEFORD, ME 04005-9447

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,085.00 (+1.16%)	$428,500 (+0.09%) Land $127,800 Building $300,700
2024	$6,015.00 (+7.03%)	$428,100 (+39.63%) Land $127,800 Building $300,300
2022	$5,620.00	$306,600 Land $97,400 Building $209,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Union St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures