York County and Saco City property record for 48 Union St, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,830 sqft · built 1939 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,956 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Oct 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H2795R |
| Primary APN | H2795R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,830 sqft Living Area |
| Gross Area | 3,318 sqft |
| 1st Floor Area | 780 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | H2795R |
|---|---|
| Street Address | 48 UNION ST |
| City | SACO |
| State | ME |
| Zip | 04072-1906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Lot Number | 193 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 5200 |
Source: York County and Saco City records · APN H2795R
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 UNION ST, SACO, ME 04072-1906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) SERVICE CU |
| Oct 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE FIRST CAPITAL LLC |
| Oct 26, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 48 UNION ST, SACO, ME 04072-1906 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0193100851 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 19310/851 |
| Instrument | 2023028698 |
| Name | SERVICE CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 48 UNION ST, SACO, ME 04072-1906 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0188420027 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 18842/27 |
| Instrument | 2021061239 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 48 UNION ST, SACO, ME 04072-1906 |
| Document Number | 0180870625 |
| Instrument Date | Oct 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 48 UNION ST SACO ME 040721906, SACO, ME 04072-1906 |
| Document Number | 0180870625 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 018087/000625 |
| Instrument | 46912 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 31, 2049 |
Source: York County and Saco City records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,956.00 (+4.45%) | $349,000 (+3.35%) Land $115,800 Building $233,200 | |
| 2024 | $4,745.00 (+6.39%) | $337,700 (+38.8%) Land $115,800 Building $221,900 | $433,960 |
| 2022 | $4,460.00 | $243,300 Land $88,200 Building $155,100 |
Source: FEMA National Flood Hazard Layer, York County (23031C), as of April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310052001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 315 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system ME0090170, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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