58 Union St, Saco, ME 04072 Property Records

York County and Saco City property record for 58 Union St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,142 sqft · built 1890
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$187,100 (Nov 2018)
Tax Bill	$4,368 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L0716R`

Property Details

APN / Parcel Number

Primary APN	`L0716R`
Alternative APNs	`SACO M:039 L:157 U:000-000` `M:039 L:157 U:000=000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,142 sqft Living Area
Gross Area	2,298 sqft
1st Floor Area	762 sqft
Attic	Attic
Attic Area	130 sqft
Basement Area	444 sqft
Unfinished Basement	444 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	L0716R
Street Address	58 UNION ST
City	SACO
State	ME
Zip	04072-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Lot Number	157
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1042
Census Tract	5200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and Saco City assessment roll, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	58 UNION ST, SACO, ME 04072-1907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage TRUCHOICE FEDERAL CREDIT UNION
Mar 1, 2021	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
Nov 5, 2018	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Prior Sale	Jul 21, 2010 · Amount on Record
Deed Document Number	201846746
Deed Book / Page	17837 / 499
Transfer Doc	0178370499
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	58 UNION ST, SACO, ME 04072-1907
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198130582
Date	Dec 26, 2025
Book Page	19813/582
Instrument	2025046695

Lender

Name	TRUCHOICE FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2040

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	58 UNION ST, SACO, ME 04072-1907
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185740285
Date	Mar 1, 2021
Book Page	18574/285
Instrument	2021011819

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	58 UNION ST, SACO, ME 04072-1907
Document Number	0178370501
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 30, 2018
Title Company	PREFERRED TITLE AND CLOSING, PREFERRED TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 UNION ST SACO ME 040721907, SACO, ME 04072-1907

Mortgage

Document Number	0178370501
Date	Nov 5, 2018
Book Page	017837/000501
Instrument	46747

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2048

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,368.00 (+1.11%)	$307,600 (+0.03%) Land $115,100 Building $192,500
2024	$4,320.00 (+6.12%)	$307,500 (+38.45%) Land $115,100 Building $192,400	$386,935
2022	$4,071.00	$222,100 Land $87,700 Building $134,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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