York County and Saco City property record for 46 Union St, Saco, ME 04072 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1873 |
| Square Footage | 1,953 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Last Sale | $456,000 (2024) |
| Tax Bill | $4,716.00 (2025) |
| Primary APN | P3495R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,953 sqft Living Area |
| Gross Area | 2,941 sqft Gross Area |
| 1st Floor | 796 sqft 1st Floor |
| Basement Area | 460 sqft Basement |
| Unfinished Basement | 460 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1873 |
|---|---|
| Effective Year Built | Effective 1873 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,970 sqft (0.16 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | P3495R |
|---|---|
| Street Address | 46 UNION ST |
| City | SACO |
| State | ME |
| Zip | 04072-1906 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 192 |
| Jurisdiction | SACO ME |
| Minor Civil Division | SACO |
| Census Blockgroup | 1 |
| Census Block | 1044 |
| Census Tract | 5200 |
Source: York County and Saco City records · APN P3495R
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2808 N ERIN WAY, FLAGSTAFF, AZ 86001-1084 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Date | Document |
|---|---|
| Apr 08, 2024 | Warranty Deed, Transfer · Stand Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 23, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance UNITED WHOLESALE MORTGAGE |
| Mar 18, 2020 | Warranty Deed, Transfer · Stand Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| May 07, 2019 | Warranty Deed, Transfer · Stand Alone First Mortgage SACO & BIDDEFORD SAVINGS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 08, 2024 · Amount on Record |
| Deed Sale | Apr 08, 2024 · Amount on Record |
| Prior Sale | Mar 18, 2020 · Amount on Record |
| Deed Doc Number | 20249800 |
| Deed Book / Page | 19414 / 574 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Apr 08, 2024 |
| Property Address | 46 UNION ST, SACO, ME 04072-1906 |
| Document Number | 0194140574 |
| Book / Page | 19414 / 574 |
| Instrument Date | Apr 05, 2024 |
| Instrument | 2024009800 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2808 N ERIN WAY, FLAGSTAFF, AZ 86001-1084 |
| Document Number | 2024009801 |
|---|---|
| Date | Apr 08, 2024 |
| Instrument | 2024009801 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 46 UNION ST, SACO, ME 04072-1906 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0188790058 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 18879/58 |
| Instrument | 2021068107 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Mar 18, 2020 |
| Property Address | 46 UNION ST, SACO, ME 04072-1906 |
| Document Number | 0181970612 |
| Book / Page | 18197 / 612 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 2020012647 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14 BIRCHMEADOW RD, AMESBURY, MA 01913-5503 |
| Document Number | 2020012648 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 2020012648 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | May 07, 2019 |
| Property Address | 46 UNION ST, SACO, ME 04072-1906 |
| Document Number | 0179440415 |
| Book / Page | 17944 / 415 |
| Instrument Date | May 06, 2019 |
| Instrument | 2019016049 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 MIDDLE ST, SACO, ME 04072-3310 |
| Document Number | 2019016050 |
|---|---|
| Date | May 07, 2019 |
| Instrument | 2019016050 |
| Name | SACO & BIDDEFORD SAVINGS |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: York County and Saco City records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,716.00 (+2.03%) | $332,100 (+0.94%) Land $115,800 Building $216,300 | |
| 2024 | $4,622.00 (+41.04%) | $329,000 (+84%) Land $115,800 Building $213,200 | $424,840 |
| 2022 | $3,277.00 | $178,800 Land $88,200 Building $90,600 |
Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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