Polk County property record for 78 Smith St, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,534 sqft · built 1896 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,453 (2026) |
| Deeds & Mortgages | Aug 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | S12-J7 |
| Primary APN | S12-J7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,534 sqft Finished Area |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 37,026 sqft (0.85 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 27957 |
|---|---|
| Street Address | 78 SMITH HILL DR |
| City | SALUDA |
| State | NC |
| Zip | 28773-8675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M |
| Legal Description | LOT #5, 0S62 SALUDA RES AREA 62 |
| Legal Subdivision | SALUDA RES AREA 62 |
| Legal Tract | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 920303 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 78 SMITH HILL DR, SALUDA, NC 28773-8675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2000 |
| Deed Sale | Jul 10, 2000 |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 264 / 903 |
| Last Transfer Date | Aug 16, 2021 |
| Transfer Doc | 462/608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Aug 16, 2021 |
| Property Address | 78 SMITH ST, SALUDA, NC 28773 |
| Document Number | 462/608 |
| Book / Page | 462 / 608 |
| Instrument Date | Aug 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 SMITH HILL DR, SALUDA, NC 28773-8675 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Saluda City |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,453.00 (+7.01%) | $510,814 (-) Land $106,250 Building $404,564 | $510,814 (-) Land $106,250 Building $404,564 |
| 2025 | $5,096.00 (+28.01%) | $510,814 (+60.94%) Land $106,250 Building $404,564 | $510,814 (+60.94%) Land $106,250 Building $404,564 |
| 2023 | $3,981.00 | $317,394 Land $42,500 Building $274,894 | |
| 2021 | $317,394 Land $42,500 Building $274,894 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SALUDA serves 1,814 people · EPA ID NC0175020 |
|---|---|
| Water Source | Purchased surface water from CITY OF HENDERSONVILLE |
| Last State Inspection | Jun 2025 |
| Lead | 11 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Pangaea Internet, RiverStreet Networks, Verizon.
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