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186 Smith St, Saluda, NC 28773 Property Records

Polk County property record for 186 Smith St, Saluda, NC 28773

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,752 sqft · built 1922
Lot Size1.78 acres (77,537 sqft)
Owner2 Company Names on File
Last Sale$520,000 (May 2023)
Tax Bill$5,656 (2025)
Deeds & MortgagesMay 2023 Sale
Jan 2021 Sale
Flood ZoneZone X (minimal risk)
APNS14-D2

Property Details

APN / Parcel Number

Primary APNS14-D2
Alternative APN
  • 23230

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,752 sqft Finished Area
AtticAttic
Attic Area320 sqft
Basement Area480 sqft
Unfinished Basement480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1960
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialShingle
Lot Area77,537 sqft (1.78 acres)
PorchEnclosed Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number23230
Street Address186 SMITH ST
CitySALUDA
StateNC
Zip28773-8887
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM
Legal DescriptionS14, PLAT: CARD FILE C-718, 0S62 SALUDA RES AREA 62
Legal SubdivisionSALUDA RES AREA 62
JurisdictionPOLK NC
Township / Civil DivisionSALUDA
Census Block Group2
Census Block2036
Census Tract920303

Owner

Source: Polk County records · APN S14-D2

Assessment roll updated September 30, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address186 SMITH ST, SALUDA, NC 28773-8887
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 23, 2023Warranty Deed, Transfer
Jan 07, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 23, 2023 · Amount on Record
Deed SaleMay 23, 2023 · Amount on Record
Prior SaleDec 31, 1997
Deed Book / Page478 / 662
Record UpdatedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK NC
Recording DateMay 23, 2023
Property Address186 SMITH ST, SALUDA, NC 28773-8887
Document Number000478/662
Book / Page478 / 662
Map ReferenceFILE C PG 718
Instrument DateMay 23, 2023
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

AmountAmount Recorded
Tax$1,040.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11443 BLOOMFIELD DR, CHARLOTTE, NC 28277-2779

Transferred To (Grantee/Buyer)

NameVerified Name
Address240 SMITLI ST, SALUDA, NC 28773

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK NC
Recording DateJan 07, 2021
Property Address186 SMITH ST, SALUDA, NC 28773-8887
Document Number00455/1266
Book / Page455 / 1266
Map ReferenceFILE C PG 718
Instrument DateJan 07, 2021
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address240 SMITH ST, SALUDA, NC 28773-8696

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPolk County
MunicipalitySaluda City
Unified School DistrictPolk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,656.00 (+92.51%)$566,988 (+142.01%) Land $148,400 Building $418,588$566,988 (+142.01%) Land $148,400 Building $418,588
2023$2,938.00$234,286 Land $61,700 Building $172,586
2021$234,286 Land $61,700 Building $172,586

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), as of July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499203032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: e-Polk, Verizon, Wilkes Telephone Membership.

Based on FCC filings for 153 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0175020, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF SALUDA
serves 1,814 people
Water SourcePurchased surface water from CITY OF HENDERSONVILLE
Last State InspectionJun 2025
Lead11 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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