Polk County property record for 187 Smith St, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,484 sqft · built 1912 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $126,000 (Aug 2010) |
| Tax Bill | $3,373 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | S12-J10 |
| Primary APN | S12-J10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,484 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 40915 |
|---|---|
| Street Address | 187 SMITH ST |
| City | SALUDA |
| State | NC |
| Zip | 28773-8887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M |
| Legal Description | .53 ACRE, 0S62 SALUDA RES AREA 62 |
| Legal Subdivision | SALUDA RES AREA 62 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 920303 |
187 Smith St is owned by an individual who bought it in August 2010.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 323 MOCKINGBIRD HL, GREENVILLE, SC 29605-5307 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2010 · Amount on File |
| Deed Sale | Aug 23, 2010 · Amount on File |
| Deed Book / Page | 382 / 470 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 187 Smith St was $3,373, up 7% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Saluda City |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,373.00 (+7.05%) | $315,914 (-) Land $66,250 Building $249,664 | $315,914 (-) Land $66,250 Building $249,664 |
| 2025 | $3,151.00 | $315,914 Land $66,250 Building $249,664 | $315,914 Land $66,250 Building $249,664 |
| 2023 | $2,720.00 | $216,861 Land $26,500 Building $190,361 | |
| 2021 | $216,861 Land $26,500 Building $190,361 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 187 Smith St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 187 Smith St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SALUDA serves 1,814 people · EPA ID NC0175020 |
|---|---|
| Water Source | Purchased surface water from CITY OF HENDERSONVILLE |
| Last State Inspection | Jun 2025 |
| Lead | 11 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Pangaea Internet, RiverStreet Networks, Verizon.
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