Polk County property record for 14 Smith St, Saluda, NC 28773 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,296 sqft · built 1925 |
| Lot Size | 0.469 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Aug 2019) |
| Tax Bill | $3,366 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage Aug 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | S12-H1 |
| Primary APN | S12-H1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,296 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 20,473 sqft (0.469 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 57253 |
|---|---|
| Street Address | 14 SMITH ST |
| City | SALUDA |
| State | NC |
| Zip | 28773-8678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S12B, 0S61 SALUDA RES AREA 61 |
| Legal Subdivision | SALUDA RES AREA 61 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 920303 |
Source: Polk County records · APN S12-H1
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 664 OLD PLANTATION RD, CHARLESTON, SC 29412-4406 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 01, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage SOTH STATE BANK |
| Aug 21, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2019 · Amount on Record |
| Deed Sale | Aug 01, 2019 · Amount on Record |
| Prior Sale | Aug 21, 2017 · Amount on Record |
| Deed Document Number | 0000442483 |
| Deed Book / Page | 442 / 483 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Aug 01, 2019 |
| Property Address | 14 SMITH ST, SALUDA, NC 28773-8678 |
| Document Number | 000442/483 |
| Book / Page | 442 / 483 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 79 GREENVILLE ST, SALUDA, NC 28773-8732 |
| Document Number | 0000442486 |
|---|---|
| Date | Aug 01, 2019 |
| Instrument | 442/486 |
| Name | SOTH STATE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Aug 21, 2017 |
| Property Address | 14 SMITH ST, SALUDA, NC 28773-8678 |
| Document Number | 00428/0944 |
| Book / Page | 428 / 0944 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 004658370003 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1766 PINETREE RD, AUGUSTA, GA 30904-5068 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Saluda City |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,366.00 (-0.15%) | $337,416 (+25.53%) Land $47,000 Building $290,416 | $337,416 (+25.53%) Land $47,000 Building $290,416 |
| 2023 | $3,371.00 | $268,794 Land $47,000 Building $221,794 | |
| 2021 | $268,794 Land $47,000 Building $221,794 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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