78 Ridge Rd, Hardwick, MA 01037 Property Records

Worcester County and Hardwick Town property record for 78 Ridge Rd, Hardwick, MA 01037

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,926 sqft · built 1900
Lot Size	1.37 acres (59,851 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (May 2024)
Tax Bill	$6,446 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2018 Sale & Mortgage
APN	`1010-00050`

Property Details

APN / Parcel Number

Primary APN	`1010-00050`
Alternative APNs	`HARD M:1010 B:0000 L:0005-0` `M:1010 B:0000 L:0005=0`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,926 sqft Living Area
Gross Area	3,904 sqft
1st Floor Area	1,645 sqft
Basement Area	756 sqft
Unfinished Basement	756 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,851 sqft (1.37 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	1010-00050
Street Address	78 RIDGE RD
City	HARDWICK
State	MA
Zip	01037-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	5-0
Jurisdiction	HARDWICK MA
Township / Civil Division	HARDWICK
Census Block Group	1
Census Block	1068
Census Tract	723100

Owner

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	78 RIDGE RD, HARDWICK, MA 01037-9787
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES
Nov 15, 2018	Quit Claim Deed, Transfer · Conventional Mortgage NORWICH COM'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 2024 · Amount on Record
Deed Sale	May 15, 2024 · Amount on Record
Prior Sale	Nov 29, 2021 · Amount on Record
Deed Book / Page	70514 / 43
Transfer Doc	42256-127
Record Updated	Sep 20, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Nov 29, 2021
Property Address	78 RIDGE RD, HARDWICK, MA 01037-9787
Document Number	066626-234
Book / Page	66626 / 234
Instrument Date	Nov 29, 2021
Instrument	166221
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	78 RIDGE RD, HARDWICK, MA 01037-9787

Mortgage

Document Number	0000166222
Date	Nov 29, 2021
Instrument	166222

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Nov 15, 2018
Property Address	78 RIDGE RD, HARDWICK, MA 01037-9787
Document Number	59691-350
Book / Page	059691 / 000350
Instrument Date	Nov 8, 2018
Instrument	121352
Transaction Type	Transfer
Record Updated	Dec 4, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,710.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 RIDGE RD HARDWICK MA 010379787, HARDWICK, MA 01037-9787

Mortgage

Document Number	59691-355
Date	Nov 15, 2018
Book Page	059691/000355
Instrument	121353

Lender

Name	NORWICH COM'L

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2048

Tax Assessment & Valuation

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hardwick Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,446.00 (+4.2%)	$490,200 (-) Land $76,300 Building $413,900	$469,490 (+0.75%)
2024	$6,186.00 (+1.43%)	$490,200 (+6.89%) Land $76,300 Building $413,900	$465,975
2023	$6,099.00	$458,600 Land $72,800 Building $385,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE only, no 5G reported

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