476 Ridge Rd, Hardwick, MA 01037 Property Records

Worcester County and Hardwick Town property record for 476 Ridge Rd, Hardwick, MA 01037

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,722 sqft · built 1992
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Company Names on Record
Last Sale	$133,800 (Sep 2002)
Tax Bill	$4,851 (2026)
Deeds & Mortgages	Oct 2025 Transfer Jan 2018 Mortgage
APN	`980-00030`

Property Details

APN / Parcel Number

Primary APN	`980-00030`
Alternative APNs	`HARD M:0980 B:0000 L:0003-0` `M:0980 B:0000 L:0003=0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,722 sqft Living Area
Gross Area	2,822 sqft
1st Floor Area	986 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	980-00030
Street Address	476 RIDGE RD
City	HARDWICK
State	MA
Zip	01037-9789
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	3-0
Jurisdiction	HARDWICK MA
Township / Civil Division	HARDWICK
Census Block Group	2
Census Block	2000
Census Tract	723100

Owner

Source: Worcester County and Hardwick Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	476 RIDGE RD, HARDWICK, MA 01037-9789
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Quit Claim Deed, Transfer Quitclaim
Jan 17, 2018	Deed of Trust, Mortgage NORTH BROOKFIELD SAVINGSS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2002 · Amount on Record
Deed Sale	Sep 27, 2002 · Amount on Record
Deed Book / Page	27596 / 159
Last Transfer Date	Jul 10, 2025
Transfer Doc	072629-151
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Oct 3, 2025
Property Address	476 RIDGE RD, HARDWICK, MA 01037-9789
Document Number	072629-151
Book / Page	72629 / 151
Instrument Date	Jul 10, 2025
Instrument	85497
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 RIDGE RD, HARDWICK, MA 01037-9789

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDWICK MA
Property Address	476 RIDGE RD, HARDWICK, MA 01037-9789
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58327-272
Date	Jan 17, 2018
Book Page	58327/272
Instrument	5143

Lender

Name	NORTH BROOKFIELD SAVINGSS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hardwick Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,851.00 (+5.89%)	$380,800 (+9.3%) Land $78,800 Building $267,700	$370,385 (+14.13%)
2025	$4,581.00 (+4.18%)	$348,400 (-) Land $78,800 Building $269,600	$324,520 (+1.7%)
2024	$4,397.00 (-0.72%)	$348,400 (+4.62%) Land $78,800 Building $269,600	$319,105
2023	$4,429.00	$333,000 Land $75,300 Building $257,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Ridge Rd

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