480 Ridge Rd, Hardwick, MA 01037 Property Records

Worcester County and Hardwick Town property record for 480 Ridge Rd, Hardwick, MA 01037

Property Summary

Property Type	Private Preserve, Open Space Vacant Land
Lot Size	24.8 acres (1,084,557 sqft)
Owner	2 Individual Names on File
Last Sale	$209,000 (Dec 2021)
Tax Bill	$1,013 (2026)
Deeds & Mortgages	Jan 2025 Refinance Dec 2021 Sale & Mortgage
APN	`980-00060`

Property Details

APN / Parcel Number

Primary APN	`980-00060`
Alternative APNs	`HARD M:0980 B:0000 L:0006-0` `M:0980 B:0000 L:0006=0`

Exterior

Lot Area	1,084,557 sqft (24.8 acres)

Location & Zoning

Account Number	980-00060
Street Address	480 RIDGE RD
City	HARDWICK
State	MA
Zip	01037-9789
Property Category	Vacant Land
Property Type	Vacant Land > Private Preserve, Open Space
Local Zoning Code	R40
Legal Lot Number	6-0
Jurisdiction	HARDWICK MA
Township / Civil Division	HARDWICK
Census Block Group	2
Census Block	2000
Census Tract	723100

Owner

480 Ridge Rd, private preserve, open space vacant land, is owned by two individuals who bought it in December 2021.

Source: Worcester County and Hardwick Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 MOUNT JEFFERSON RD, HUBBARDSTON, MA 01452-1341
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK
Dec 17, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIDELITY COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	Oct 16, 2008 · Amount on File
Deed Book / Page	66771 / 152
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDWICK MA
Property Address	480 RIDGE RD, HARDWICK, MA 01037-9789
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071578-113
Date	Jan 28, 2025
Book Page	71578/113
Instrument	7301

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	37 Months
Due	Feb 1, 2028

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Dec 17, 2021
Property Address	480 RIDGE RD, HARDWICK, MA 01037-9789
Document Number	066771-152
Book / Page	66771 / 152
Instrument Date	Dec 17, 2021
Instrument	176561
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 MOUNT JEFFERSON RD, HUBBARDSTON, MA 01452-1341

Mortgage

Document Number	0000176562
Date	Dec 17, 2021
Instrument	176562

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 480 Ridge Rd was $1,013, up 3,651.9% from the year before.

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hardwick Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,013.00 (+3,651.85%)	$79,483 (+3,701.2%) Land $79,483	$376,386
2025	$27.00 (-20.59%)	$2,091 (-22.24%) Land $2,091
2024	$34.00 (-97.62%)	$2,689 (-97.5%) Land $2,689
2023	$1,431.00	$107,600 Land $107,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 480 Ridge Rd.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures