295 Ridge Rd, Hardwick, MA 01037 Property Records

Worcester County and Hardwick Town property record for 295 Ridge Rd, Hardwick, MA 01037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,371 sqft · built 2006
Lot Size	3 acres (130,811 sqft)
Owner	2 Individual Names on File
Last Sale	$89,500 (Oct 2005)
Tax Bill	$8,739 (2025)
Deeds & Mortgages	Jul 2022 Transfer Apr 2021 Refinance + 1 more
APN	`990-00090`

Property Details

APN / Parcel Number

Primary APN	`990-00090`
Alternative APNs	`HARD M:0990 B:0000 L:0009-0` `M:0990 B:0000 L:0009=0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,371 sqft Living Area
Gross Area	6,130 sqft
1st Floor Area	1,706 sqft
Basement Area	1,706 sqft
Unfinished Basement	1,706 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,811 sqft (3 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	990-00090
Street Address	295 RIDGE RD
City	HARDWICK
State	MA
Zip	01037-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	9-0
Jurisdiction	HARDWICK MA
Township / Civil Division	HARDWICK
Census Block Group	1
Census Block	1069
Census Tract	723100

Owner

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 417, HARDWICK, MA 01037-0417
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Jul 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 17, 2005 · Amount on Record
Deed Sale	Oct 17, 2005 · Amount on Record
Deed Document Number	2005175764
Deed Book / Page	37572 / 37
Last Transfer Date	Jul 19, 2022
Transfer Doc	0067935-24
Record Updated	Sep 20, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Jul 20, 2022
Property Address	295 RIDGE RD, HARDWICK, MA 01037-9749
Document Number	0067935-24
Book / Page	67935 / 24
Instrument Date	Jul 19, 2022
Instrument	79187
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	295 RIDGE RD, HARDWICK, MA 01037-9749

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDWICK MA
Property Address	295 RIDGE RD, HARDWICK, MA 01037-9749
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64896-120
Date	Apr 9, 2021
Book Page	64896/120
Instrument	49075

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Jul 27, 2017
Property Address	295 RIDGE RD, HARDWICK, MA 01037-9749
Document Number	57486-74
Book / Page	057486 / 000074
Instrument Date	Jul 19, 2017
Instrument	80566
Transaction Type	Transfer
Record Updated	Aug 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 RIDGE RD HARDWICK MA 010379749, HARDWICK, MA 01037-9749

Tax Assessment & Valuation

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hardwick Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,739.00 (+4.2%)	$664,600 (-) Land $77,400 Building $587,200	$535,325
2024	$8,387.00 (+4.88%)	$664,600 (+10.53%) Land $77,400 Building $587,200
2023	$7,997.00	$601,300 Land $73,900 Building $527,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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