78 Garrison Loop, Mission Viejo (Ladera Ranch), CA 92694 Property Records

Orange County property record for 78 Garrison Loop, Mission Viejo, CA 92694

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,448 sqft · built 2000
Owner	Company Name on Record
Last Sale	$525,000 (Apr 2020)
Tax Bill	$7,364 (2025)
Deeds & Mortgages	Oct 2021 Transfer Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`936-852-10`

Property Details

APN / Parcel Number

Primary APN	`936-852-10`
Alternative APN	`759-352-10`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,448 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Garage Area	404 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	78 GARRISON LOOP
City	LADERA RANCH
State	CA
Zip	92694-0605
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 15827 BLK LOT 3 UN 105 TRACT 15827, POR OF LOT 3 OF PROJECT 936-85
Legal Subdivision	CHAMBRAY
Legal Tract	15827
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	3
Census Block	3005
Census Tract	32057

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	78 GARRISON LOOP, LADERA RANCH, CA 92694-0605
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Intrafamily Transfer, Transfer
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage JC FINANCIAL SOLUTIONS INC
Apr 29, 2020	Grant Deed, Transfer · Conventional with PMI FIRST RATE LNDG
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 6, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2020 · Amount on Record
Deed Sale	Apr 29, 2020 · Amount on Record
Prior Sale	Oct 27, 2014 · Amount on Record
Deed Document Number	2020194739
Last Transfer Date	Oct 1, 2021
Transfer Doc	0000613838
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 5, 2021
Property Address	78 GARRISON LOOP, MISSION VIEJO, CA 92694-0605
Document Number	0000613838
Map Reference	MB 797 PG 32-39
Instrument Date	Oct 1, 2021
Instrument	2021000613838
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	78 GARRISON LOOP, LADERA RANCH, CA 92694-0605

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	78 GARRISON LOOP, MISSION VIEJO, CA 92694-0605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 GARRISON LOOP, LADERA RANCH, CA 92694-0605

Mortgage

Document Number	0000036376
Date	Jan 19, 2021
Instrument	2021000036376

Lender

Name	JC FINANCIAL SOLUTIONS INC
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 29, 2020
Property Address	78 GARRISON LOOP, MISSION VIEJO, CA 92694-0605
Document Number	0000194739
Instrument Date	Apr 23, 2020
Instrument	194739
Transaction Type	Transfer
Record Updated	May 13, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$578.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	78 GARRISON LOOP LADERA RANCH CA 926940605, LADERA RANCH, CA 92694-0605

Mortgage

Document Number	194740
Date	Apr 29, 2020
Instrument	194740

Lender

Name	FIRST RATE LNDG
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	78 GARRISON LOOP, MISSION VIEJO, CA 92694-0605
Document Number	0000335020
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	78 GARRISON LOOP LADERA RANCH CA 926940605, LADERA RANCH, CA 92694-0605

Mortgage

Document Number	0000335020
Date	Sep 5, 2019
Instrument	335020

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	78 GARRISON LOOP, MISSION VIEJO, CA 92694-0605
Document Number	0000480534
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	78 GARRISON LOOP LADERA RANCH CA 926940605, LADERA RANCH, CA 92694-0605

Mortgage

Document Number	0000480534
Date	Nov 13, 2017
Instrument	480534

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$585,645 (+2%) Land $389,046 Building $196,599
2025	$7,364.00 (+3.2%) Homeowner's exemption	$574,162 (+4.04%) Land $381,417 Building $192,745
2023	$7,136.00 (+1.59%) Homeowner's exemption	$551,867 Land $366,606 Building $185,261
2022	$7,024.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Garrison Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures