58 Forest Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 58 Forest Ave, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	2,856 sqft · built 1923
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$999,999 (Apr 2024)
Tax Bill	$19,392 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-03509-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`48-03509-0000-00005`
Alternative APN	`480350900005`

Interior

Stories	2 Stories
Building Area	2,856 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	107 ft deep x 110 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	58 FOREST AVE
City	RAMSEY
State	NJ
Zip	07446-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.270AC
Legal Block	3509
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	4
Census Block	4029
Census Tract	44100

Owner

58 Forest Ave is owned and occupied by two individuals who bought it in April 2024.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	58 FOREST AVE, RAMSEY, NJ 07446-2707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2024 · Amount on File
Deed Sale	Apr 19, 2024 · Amount on File
Deed Document Number	202422516
Deed Book / Page	5219 / 121
Prior Transfer Date	Dec 4, 2002
Prior Transfer Doc	8541000980
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 19, 2024
Property Address	58 FOREST AVE, RAMSEY, NJ 07446-2707
Document Number	0052190121
Book / Page	5219 / 121
Instrument Date	Apr 4, 2024
Instrument	2024022516
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 BRAEBURN DR, TOWNSHIP OF WASHINGTON, NJ 07676-3851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 FOREST AVE, RAMSEY, NJ 07446-2707

Mortgage

Document Number	2024022517
Date	Apr 19, 2024
Instrument	2024022517

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	6.12%
Max Rate At Change	8.12%
Index	1-Year T-Bill
Max Rate	12.1%

Tax Assessment & Valuation

The 2025 property tax bill for 58 Forest Ave was $19,392, up 16% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$946,800 (+0.53%) Land $405,500 Building $541,300	$946,800 (+0.53%) Land $405,500 Building $541,300
2025	$19,392.00 (+15.98%)	$941,800 Land $405,500 Building $536,300	$941,800 Land $405,500 Building $536,300
2024	$16,720.00
2023		$592,500 Land $270,300 Building $322,200	$592,500 Land $270,300 Building $322,200
2022	$15,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 58 Forest Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1992–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 58 Forest Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300