78 E 400 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 78 E 400 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,575 sqft · built 1913
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$96,371 (Apr 2022)
Tax Bill	$1,704 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-020-0003`

Property Details

APN / Parcel Number

Primary APN	`27-020-0003`
Alternative APN	`038238`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,575 sqft Living Area
1st Floor Area	1,575 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1980
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	6,534 sqft (0.15 acres)

Exterior Amenities

Porch	Wood Porch
Porch Area	180 sqft
Deck Area	Deck Area
Patio Area	568 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	038238
Street Address	78 E 400 S
City	SPANISH FORK
State	UT
Zip	84660-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM. 4 RODS S & 52.80 FT W OF SE COR OF BLK 8, PLAT A, SPANISH FORK CITY SURVEY; W 72.5 FT; S 106.46 FT; S 75 E 77 FT; N 126.7 FT TO BEG. AREA .15 OF AN ACRE.
Legal Subdivision	SPANISH FORK CITY
Legal Block	8
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1012
Census Tract	3203

Owner

78 E 400 S is owned and occupied by an individual who bought it in April 2022.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	78 E 400 S, SPANISH FORK, UT 84660-2404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Apr 10, 2024	Intrafamily Transfer, Transfer
Nov 15, 2023	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Apr 18, 2022	Intrafamily Transfer, Transfer · Line of Credit MOUNTAIN AMERICA FCU
Mar 10, 2021	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2022 · Amount on File
Deed Sale	Apr 18, 2022 · Amount on File
Prior Sale	Jan 9, 2003 · Amount on File
Deed Document Number	202248172
Prior Transfer Date	Dec 7, 2021
Prior Transfer Doc	0000210478
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	78 E 400 S, SPANISH FORK, UT 84660-2404
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TTILE INSURA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017026
Date	Mar 2, 2026
Instrument	17026:2026

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Apr 10, 2024
Property Address	78 E 400 S, SPANISH FORK, UT 84660-2404
Document Number	0000022957
Map Reference	DOC 32856-2000
Instrument Date	Apr 9, 2024
Instrument	22957:2024
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	78 S 400 W, SPANISH FORK, UT 84660-2012

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	78 E 400 S, SPANISH FORK, UT 84660-2404
Transaction Type	Mortgage
Record Updated	Nov 22, 2023
Title Company	FIRST AMERICAN TITLE IN, FIRST AMERICAN TITLE INSUR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074803
Date	Nov 15, 2023
Instrument	74803:2023

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Apr 18, 2022
Property Address	78 E 400 S, SPANISH FORK, UT 84660-2404
Document Number	0000048172
Instrument Date	Apr 11, 2022
Instrument	48172:2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	78 E 400 S, SPANISH FORK, UT 84660-2404

Mortgage

Document Number	0000048173
Date	Apr 18, 2022
Instrument	48173:2022

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 8, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Mar 10, 2021
Property Address	78 E 400 S, SPANISH FORK, UT 84660-2404
Document Number	0000045324
Instrument Date	Mar 8, 2021
Instrument	45324
Transaction Type	Transfer
Record Updated	Mar 22, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 E 400 S SPANISH FORK UT 846602404, SPANISH FORK, UT 84660-2404

Tax Assessment & Valuation

The 2025 property tax bill for 78 E 400 S was $1,704, up 0.1% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,075 (-42.45%)	$336,500 (+4.63%) Land $136,300 Building $200,200
2025	$1,704.00 (+0.06%)	$321,600 Land $136,300 Building $185,300	$321,600 Land $136,300 Building $185,300
2024	$1,703.00 (+8.13%)
2023	$1,575.00 (-6.8%)	$162,580	$295,600 Land $129,800 Building $165,800
2022	$1,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 E 400 S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 E 400 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

Nearby Properties on E 400 S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures