103 E 400 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 103 E 400 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,952 sqft · built 1871
Lot Size	0.32 acres (13,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$386,963 (Jan 2026)
Tax Bill	$2,464 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jan 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-007-0031`

Property Details

APN / Parcel Number

Primary APN	`07-007-0031`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,952 sqft Living Area
Gross Area	3,126 sqft
Basement Area	1,174 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1871
Effective Year Built	Effective 1871
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Other
Lot Area	13,916 sqft (0.32 acres)
Garage Type	Detached
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab
Porch Area	182 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	103 E 400 S
City	SPANISH FORK
State	UT
Zip	84660-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM S 302 FT FR NW COR. BLK. 7, PLAT A, SPANISH FORK CITY SURVEY; E 99 FT; S 172.79 FT; N 57 DEG 0 0 W 118.04 FT; N 108.5 FT TO BEG. AREA 0.319 AC.
Legal Block	7
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1010
Census Tract	3203

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 E 400 S, SPANISH FORK, UT 84660-2405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jan 23, 2026	Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Nov 16, 2020	Warranty Deed, Transfer KEY LAND TITLE
Dec 3, 2018	Deed of Trust, Mortgage · Line of Credit CENTRAL BK
Jun 11, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE
Jun 11, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2026 · Amount on Record
Deed Sale	Jan 23, 2026 · Amount on Record
Prior Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	20265665
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	103 E 400 S, SPANISH FORK, UT 84660-2405
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E 400 S, SPANISH FORK, UT 84660-2405
Investor	Possibly a Property Investor

Mortgage

Document Number	0000074520
Date	Nov 15, 2023
Instrument	74520:2023

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Dec 1, 2050

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jan 23, 2026
Property Address	103 E 400 S, SPANISH FORK, UT 84660-2405
Document Number	0000005665
Instrument Date	Jan 22, 2026
Instrument	5665:2026
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	UNKNOWN, FNTIC NCSUT PROVO COMMERCIAL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E 400 S, SPANISH FORK, UT 84660-2405

Mortgage

Document Number	0000005689
Date	Jan 23, 2026
Instrument	5689:2026

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Nov 16, 2020
Property Address	103 E 400 S, SPANISH FORK, UT 84660-2405
Document Number	0000181489
Instrument Date	Nov 16, 2020
Instrument	181489:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	KEY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	103 E 400 S, SPANISH FORK, UT 84660-2405
Investor	Possibly a Property Investor

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	103 E 400 S, SPANISH FORK, UT 84660-2405
Document Number	0000115078
Instrument Date	Dec 3, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	PRO TITLE, PRO TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E 400 S SPANISH FORK UT 846602405, SPANISH FORK, UT 84660-2405

Mortgage

Document Number	0000115078
Date	Dec 5, 2018
Instrument	115078

Lender

Name	CENTRAL BK
Type	Bank
Address	PAYSON, UT 84651

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 11, 2018
Property Address	103 E 400 S, SPANISH FORK, UT 84660-2405
Document Number	0000053860
Instrument Date	Jun 8, 2018
Instrument	53860
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2437 W 1350 N PROVO UT 846018284, PROVO, UT 84601-8284

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Jun 11, 2018
Property Address	103 E 400 S, SPANISH FORK, UT 84660-2405
Document Number	0000053859
Instrument Date	Jun 7, 2018
Instrument	53859
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E 400 S SPANISH FORK UT 846602405, SPANISH FORK, UT 84660-2405

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,810 (-41.56%)	$494,200 (+6.26%) Land $161,000 Building $333,200
2025	$2,464.00 (+0.04%)	$465,100 (+95.07%) Land $161,000 Building $304,100	$465,100 (+7.29%) Land $161,000 Building $304,100
2024	$2,463.00 (+6.62%)
2023	$2,310.00 (-1.49%)	$238,425	$433,500 Land $153,300 Building $280,200
2022	$2,345.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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