35 E 400 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 35 E 400 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 800 sqft · built 1947
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,300 (Oct 2009)
Tax Bill	$1,773 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-008-0007`

Property Details

APN / Parcel Number

Primary APN	`07-008-0007`
Alternative APN	`007724`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
Gross Area	1,915 sqft
1st Floor Area	800 sqft
Basement Area	800 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1980
Architectural Style	A-Frame
Exterior Material	Masonry Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	276 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	007724
Street Address	35 E 400 S
City	SPANISH FORK
State	UT
Zip	84660-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM. 8 FT W OF SE COR OF LOT 2, BLK 8, PLAT A, SPANISH FORK CITY SURVEY; W 62 FT; N 56 1/2 FT; E 62 FT; S 56 1/2 FT TO BEG. ALSO: COM 56.5 FT N & 12 RDS E OF THE SW COR LOT 2, BLK 8, SP FORK CITY SUR; N 56 FT; W 57 FT; S 56 FT; E 49 FT; S 56.5 FT; E
Legal Subdivision	SPANISH FORK CITY SURVEY
Legal Block	8
Legal Lot Number	2
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1011
Census Tract	3203

Owner

Source: Utah County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 E 400 S, SPANISH FORK, UT 84660-2403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 6, 2024	Deed of Trust, Mortgage · FHA Mortgage UTAH FIRST FCU
Apr 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage UTAH FIRST FCU
May 19, 2021	Deed of Trust, Mortgage · Line of Credit UTAH FCU
Feb 18, 2017	Deed of Trust, Mortgage · FHA Mortgage MONEY SOURCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2009 · Amount on Record
Deed Sale	Oct 28, 2009 · Amount on Record
Prior Sale	May 1, 2008 · Amount on Record
Deed Document Number	2009113147
Prior Transfer Date	Oct 30, 2007
Prior Transfer Doc	0000155668
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	35 E 400 S, SPANISH FORK, UT 84660-2403
Transaction Type	Mortgage
Record Updated	Jan 2, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 E 400 S, SPANISH FORK, UT 84660-2403

Mortgage

Document Number	0000100906
Date	Dec 26, 2025
Instrument	100906:2025

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	35 E 400 S, SPANISH FORK, UT 84660-2403
Transaction Type	Mortgage
Record Updated	Mar 13, 2024
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014398
Date	Mar 6, 2024
Instrument	14398:2024

Lender

Name	UTAH FIRST FCU
Type	Credit Union
Address	SALT LAKE CITY, UT 84111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	35 E 400 S, SPANISH FORK, UT 84660-2403
Transaction Type	Mortgage
Record Updated	Apr 25, 2023
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 E 400 S, SPANISH FORK, UT 84660-2403

Mortgage

Document Number	0000024537
Date	Apr 19, 2023
Instrument	24537:2023

Lender

Name	UTAH FIRST FCU
Type	Credit Union
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	9%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	7%
Max Rate At Change	11%
Index	1-Year CMT
Max Rate	15%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	35 E 400 S, SPANISH FORK, UT 84660-2403
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093775
Date	May 19, 2021
Instrument	93775:2021

Lender

Name	UTAH FCU
Type	Credit Union
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	35 E 400 S, SPANISH FORK, UT 84660-2403
Document Number	0000021328
Instrument Date	Feb 18, 2017
Transaction Type	Mortgage
Record Updated	Mar 10, 2017
Title Company	DOCUMENT PROCESSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	35 E 400 S SPANISH FORK UT 846602403, SPANISH FORK, UT 84660-2403

Mortgage

Document Number	0000021328
Date	Mar 3, 2017
Instrument	21328

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 2, 2042

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,975 (-41.75%)	$354,500 (+5.92%) Land $138,300 Building $216,200
2025	$1,773.00	$334,700 (+96.37%) Land $138,300 Building $196,400	$334,700 (+8%) Land $138,300 Building $196,400
2024	$1,773.00 (+7.39%)
2023	$1,651.00 (-4.84%)	$170,445	$309,900 Land $131,700 Building $178,200
2022	$1,735.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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