55 E 400 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 55 E 400 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,084 sqft · built 1942
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,803 (2025)
Deeds & Mortgages	Sep 2022 Reverse Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-008-0002`

Property Details

APN / Parcel Number

Primary APN	`07-008-0002`
Alternative APN	`007719`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,084 sqft Living Area
Gross Area	1,838 sqft
1st Floor Area	1,084 sqft
Basement Area	754 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1978
Architectural Style	A-Frame
Exterior Material	Metal
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Detached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Porch	Raised Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	007719
Street Address	55 E 400 S
City	SPANISH FORK
State	UT
Zip	84660-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW COR LOT 1, BLK 8, PLAT A, SPANISH FORK CITY SUR; N 6 RODS; E 3.5 RODS; S 6 RODS; W 3.50 RODS TO BEG.
Legal Block	8
Legal Lot Number	1
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1011
Census Tract	3203

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 E 400 S, SPANISH FORK, UT 84660-2403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Nov 7, 2018	Deed of Trust, Mortgage · FHA Mortgage REVERSE MTG FNDG
Nov 7, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	55 E 400 S, SPANISH FORK, UT 84660-2403
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	SOUTH VALLEY TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 E 400 S, SPANISH FORK, UT 84660-2403

Mortgage

Document Number	0000103290
Date	Sep 23, 2022
Instrument	103290:2022

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	850 Months
Due	Jul 22, 2093

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	55 E 400 S, SPANISH FORK, UT 84660-2403
Document Number	0000108101
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 E 400 S SPANISH FORK UT 846602403, SPANISH FORK, UT 84660-2403

Mortgage

Document Number	0000108101
Date	Nov 13, 2018
Instrument	108101

Lender

Name	REVERSE MTG FNDG
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Nov 12, 2093

Interest

Rate Type	Adjustable Rate
Rate	4.6%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	55 E 400 S, SPANISH FORK, UT 84660-2403
Document Number	0000108102
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 E 400 S SPANISH FORK UT 846602403, SPANISH FORK, UT 84660-2403

Mortgage

Document Number	0000108102
Date	Nov 13, 2018
Instrument	108102

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Nov 12, 2093

Interest

Rate Type	Adjustable Rate
Rate	4.6%

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,840 (+2.47%)	$348,800 (+2.47%) Land $132,100 Building $216,700
2025	$1,803.00 (+3.98%)	$187,220 (+1.22%)	$340,400 (+1.22%) Land $132,100 Building $208,300
2024	$1,734.00 (-3.24%)
2023	$1,792.00 (+1.82%)	$184,965	$336,300 Land $125,800 Building $210,500
2022	$1,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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