78 Aster Cir, Billings, MT 59105 Property Records

Yellowstone County property record for 78 Aster Cir, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,469 sqft · built 2002
Lot Size	0.234 acres (10,194 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,400 (Jul 2012)
Tax Bill	$2,858 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000A206690`

Property Details

APN / Parcel Number

Primary APN	`000A206690`
Alternative APNs	`03-1033-22-3-01-12-0000` `R0321561` `A206690` `A20669`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,469 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	1,205 sqft
2nd Floor Area	768 sqft
Basement Area	551 sqft
Finished Basement	496 sqft
Unfinished Basement	55 sqft
Family Room	Family Room

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,194 sqft (0.234 acres)
View / Lot	Neighborhood / Spot
Garage Area	1,086 sqft
Parking Spaces	6 Parking Spaces
Porch	Stoop
Porch Area	28 sqft
Deck Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	78 ASTER CIR
City	BILLINGS
State	MT
Zip	59105-2367
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	HOWARD HEIGHTS SUBD, S22, T01 N, R26 E, BLOCK 2, LOT 17
Legal Range	26E
Legal Township	01N
Legal Section	22
Legal Subdivision	HOWARD HEIGHTS SUBD
Legal Block	2
Legal Lot Number	17
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2004
Census Tract	706

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 ASTER CIR, BILLINGS, MT 59105-2367
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK & TRUST
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK & TRUST
Sep 7, 2018	Deed of Trust, Mortgage FIRST FED'L BK&TR
Jan 6, 2017	Deed of Trust, Mortgage UNIVERSAL LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2012 · Amount on Record
Deed Sale	Jul 11, 2012 · Amount on Record
Prior Sale	Nov 24, 2009 · Amount on Record
Deed Document Number	20123629941
Prior Transfer Date	Jul 6, 2012
Prior Transfer Doc	0003629941
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	78 ASTER CIR, BILLINGS, MT 59105-2367
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 ASTER CIR, BILLINGS, MT 59105-2367

Mortgage

Document Number	0004053763
Date	Aug 7, 2023
Instrument	4053763

Lender

Name	FIRST FEDERAL BANK & TRUST
Type	Bank
Address	SHERIDAN, WY 82801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	78 ASTER CIR, BILLINGS, MT 59105-2367
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003971081
Date	May 5, 2021
Instrument	3971081

Lender

Name	FIRST FEDERAL BANK & TRUST
Type	Bank
Address	SHERIDAN, WY 82801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	78 ASTER CIR, BILLINGS, MT 59105-2367
Document Number	0003862292
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	78 ASTER CIR BILLINGS MT 591052367, BILLINGS, MT 59105-2367

Mortgage

Document Number	0003862292
Date	Sep 12, 2018
Instrument	3862292

Lender

Name	FIRST FED'L BK&TR
Address	SHERIDAN, WY 82801

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 11, 2033

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	78 ASTER CIR, BILLINGS, MT 59105-2367
Document Number	0003802102
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 17, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 ASTER CIR BILLINGS MT 591052367, BILLINGS, MT 59105-2367

Mortgage

Document Number	0003802102
Date	Jan 11, 2017
Instrument	3802102

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2047

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$426,200 (-) Land $64,381 Building $361,819	$426,200 (-) Land $64,381 Building $361,819
2025	$2,858.00 (-26.96%)	$426,200 (+6.92%) Land $64,381 Building $361,819	$426,200 (+6.92%) Land $64,381 Building $361,819
2024	$3,913.00 (+10.01%)
2023	$3,557.00	$398,600	$398,600 Land $65,150 Building $333,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: CenturyLink, TDS Telecom, Verizon.

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