7797 CAMINITO MONARCA UNIT 108, 108, CARLSBAD, CA 92009-8551
Document Number
0000398311
Map Reference
MAP 11085
Instrument Date
Oct 5, 2022
Instrument
2022-0398311
Transaction Type
Transfer
Record Updated
Jun 7, 2023
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Living Trust
Address
7797 CAMINITO MONARCA UNIT 108, 108, CARLSBAD, CA 92009-8551
June 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
7797 CAMINITO MONARCA UNIT 108, 108, CARLSBAD, CA 92009-8551
Transaction Type
Mortgage
Record Updated
Jul 25, 2022
Title Company
OLD REPUBLIC TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
7797 CAMINITO MONARCA 108, 108, CARLSBAD, CA 92009-8551
Mortgage
Document Number
0000422083
Date
Jun 8, 2021
Instrument
2021-0422083
Lender
Name
PHH MORTGAGE SERVICES CORP
Type
Mortgage Company
Address
MOUNT LAUREL, NJ 08054
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jun 1, 2051
March 2022: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
7797 CAMINITO MONARCA UNIT 108, 108, CARLSBAD, CA 92009-8551
Transaction Type
Mortgage
Record Updated
Jul 25, 2022
Title Company
FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
7797 CAMINITO MONARCA 108, 108, CARLSBAD, CA 92009-8551
Mortgage
Document Number
0000140554
Date
Mar 30, 2022
Instrument
2022-0140554
Lender
Name
PHH MORTGAGE SERVICES CORP
Type
Mortgage Company
Address
MOUNT LAUREL, NJ 08054
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Apr 1, 2052
August 2020: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SAN DIEGO CA
Recording Date
Aug 26, 2020
Property Address
7797 CAMINITO MONARCA UNIT 108, 108, CARLSBAD, CA 92009-8551
Document Number
0000485347
Map Reference
MAP 11085
Instrument Date
Jul 22, 2020
Instrument
2020-0485347
Transaction Type
Transfer
Record Updated
Jul 25, 2022
Title Company
AMROCK INC
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
7797 CAMINITO MONARCA UNIT 108, 108, CARLSBAD, CA 92009-8551
Mortgage
Document Number
0000485348
Date
Aug 26, 2020
Instrument
2020-0485348
Lender
Name
PHH MORTGAGE SERVICES CORP
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
240 Months
Due
Aug 1, 2040
August 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Aug 25, 2017
Property Address
7797 CAMINITO MONARCA UNIT 108, 108, CARLSBAD, CA 92009-8551
Document Number
0000390396
Instrument Date
Jul 10, 2017
Instrument
390396
Transaction Type
Transfer
Record Updated
Aug 30, 2017
Title Company
FIRST AMERICAN TITLE
Transaction
Tax
$0.00
Amount Accuracy
Full Value
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
7797 CAMINITO MONARCA #108 CARLSBAD CA 920098551, 108, CARLSBAD, CA 92009-8551
Tax Assessment & Valuation
The 2025 property tax bill for 7797 Caminito Monarca, Unit 108 was $5,230.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Municipality
Carlsbad City
Elementary School District
Encinitas Union Elementary School District (KG - 06)
Secondary School District
San Dieguito Union High School District (07 - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$441,698 (+2%)Land $203,860Building $237,838
2025
$5,230.00Homeowner's exemption
$433,038Land $199,863Building $233,175
2023
$4,840.00 (+1.15%)Homeowner's exemption
$416,224Land $192,103Building $224,121
2022
$4,785.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 7797 Caminito Monarca, Unit 108 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone A, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
2 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 7797 Caminito Monarca, Unit 108 is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood
0.03% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source
Purchased surface water from several systems
Last State Inspection
May 2024
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
May also be available: AT&T, GeoLinks, T-Mobile, Verizon.