7797 Caminito Monarca, Unit 105, Carlsbad, CA 92009 Property Records

San Diego County property record for 7797 Caminito Monarca, Unit 105, Carlsbad, CA 92009

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,200 sqft · built 1990
Lot Size	2.18 acres (95,157 sqft)
Owner	2 Individual Names on File
Last Sale	$498,000 (Jun 2019)
Tax Bill	$6,623 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`216-380-16-06`

Property Details

APN / Parcel Number

Primary APN	`216-380-16-06`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,200 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Roof Material	Tile
Lot Area	95,157 sqft
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7797 CAMINITO MONARCA, 105
City	CARLSBAD
State	CA
Zip	92009-8551
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	P-C
Legal Description	LOT 4 US2-105PER DOC88-310920&UND INT IN LOTS 2&3&IN TR 011085
Legal Subdivision	CARLSBAD COURT
Legal Tract	011085
Legal Block	2
Legal Lot Number	4,2,3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	20035

Owner

7797 Caminito Monarca, Unit 105 is owned and occupied by two individuals who acquired it in July 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7797 CAMINITO MONARCA, 105, CARLSBAD, CA 92009-8551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 2, 2020	Deed of Trust, Mortgage · Conventional with PMI NEW AMERICAN FNDG
Jun 3, 2019	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2019 · Amount on File
Deed Sale	Jun 3, 2019 · Amount on File
Prior Sale	Jul 13, 2004 · Amount on File
Deed Document Number	2019212857
Last Transfer Date	Jul 16, 2021
Transfer Doc	0000518162
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 21, 2021
Property Address	7797 CAMINITO MONARCA UNIT 105, 105, CARLSBAD, CA 92009-8551
Document Number	0000518162
Map Reference	MAP 11085
Instrument Date	Jul 16, 2021
Instrument	2021-0518162
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7797 CAMINITO MONARCA UNIT 105, 105, CARLSBAD, CA 92009-8551

Mortgage

Document Number	0000518163
Date	Jul 21, 2021
Instrument	2021-0518163

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7797 CAMINITO MONARCA UNIT 105, 105, CARLSBAD, CA 92009-8551
Document Number	0000180492
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7797 CAMINITO MONARCA #105 CARLSBAD CA 920098551, 105, CARLSBAD, CA 92009-8551

Mortgage

Document Number	0000180492
Date	Apr 9, 2020
Instrument	180492

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 3, 2019
Property Address	7797 CAMINITO MONARCA UNIT 105, 105, CARLSBAD, CA 92009-8551
Document Number	0000212857
Map Reference	MAP 11085
Instrument Date	May 9, 2019
Instrument	2019-0212857
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7797 CAMINITO MONARCA UNIT 105, 105, CARLSBAD, CA 92009-8551

Mortgage

Document Number	0000212858
Date	Jun 3, 2019
Instrument	2019-0212858

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7797 Caminito Monarca, Unit 105 was $6,623.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$566,631 (+2%) Land $356,978 Building $209,653
2025	$6,623.00	$555,522 Land $349,979 Building $205,543
2023	$6,156.00 (+2.57%)	$533,952 Land $336,390 Building $197,562
2022	$6,002.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7797 Caminito Monarca, Unit 105 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7797 Caminito Monarca, Unit 105 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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