7797 Caminito Monarca, Unit 106, Carlsbad, CA 92009 Property Records

San Diego County property record for 7797 Caminito Monarca, Unit 106, Carlsbad, CA 92009

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,200 sqft · built 1990
Lot Size	2.18 acres (95,157 sqft)
Owner	Company Name on File
Last Sale	$525,000 (Jul 2018)
Tax Bill	$7,626 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`216-380-16-07`

Property Details

APN / Parcel Number

Primary APN	`216-380-16-07`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	95,157 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	7797 CAMINITO MONARCA, 106
City	CARLSBAD
State	CA
Zip	92009-8551
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	P-C
Legal Description	LOT 4 US2-106PER DOC88-310920&UND INT IN LOTS 2&3&IN TR 011085
Legal Subdivision	CARLSBAD COURT
Legal Tract	011085
Legal Block	2
Legal Lot Number	4,2,3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	20035

Owner

7797 Caminito Monarca, Unit 106 is owned by a company that bought it in July 2018.

Source: San Diego County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	6731 FOLLETTE ST, CARLSBAD, CA 92011-5050
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 13, 2023	Intrafamily Transfer, Transfer
May 7, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jan 26, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jul 9, 2018	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2018 · Amount on File
Deed Sale	Jul 9, 2018 · Amount on File
Prior Sale	Aug 31, 2001 · Amount on File
Deed Document Number	2018278239
Prior Transfer Date	Mar 8, 1996
Prior Transfer Doc	0000127084
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 23, 2026
Property Address	7797 CAMINITO MONARCA, 106, CARLSBAD, CA 92009-8551
Document Number	0000113869
Instrument Date	Apr 21, 2026
Instrument	2026113869
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	6731 FOLLETTE ST, CARLSBAD, CA 92011-5050

Mortgage

Document Number	0000113869,
Date	Apr 23, 2026
Instrument	2026113869

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 13, 2023
Property Address	7797 CAMINITO MONARCA UNIT 106, 106, CARLSBAD, CA 92009-8551
Document Number	0000182628
Instrument Date	Jun 29, 2023
Instrument	2023-0182628
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6731 FOLLETTE ST, CARLSBAD, CA 92011-5050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7797 CAMINITO MONARCA UNIT 106, 106, CARLSBAD, CA 92009-8551
Document Number	0000263091
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7797 CAMINITO MONARCA #106 CARLSBAD CA 920098551, 106, CARLSBAD, CA 92009-8551

Mortgage

Document Number	0000263091
Date	May 26, 2020
Instrument	263091

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7797 CAMINITO MONARCA UNIT 106, 106, CARLSBAD, CA 92009-8551
Document Number	0000077586
Instrument Date	Jan 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7797 CAMINITO MONARCA #106 CARLSBAD CA 920098551, 106, CARLSBAD, CA 92009-8551

Mortgage

Document Number	0000077586
Date	Mar 5, 2019
Instrument	77586

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 9, 2018
Property Address	7797 CAMINITO MONARCA UNIT 106, 106, CARLSBAD, CA 92009-8551
Document Number	0000278239
Map Reference	MAP 11085
Instrument Date	Jul 2, 2018
Instrument	2018-0278239
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7797 CAMINITO MONARCA UNIT 106, 106, CARLSBAD, CA 92009-8551

Mortgage

Document Number	0000278240
Date	Jul 9, 2018
Instrument	2018-0278240

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7797 Caminito Monarca, Unit 106 was $7,626, up 4.3% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$661,795 (+2%) Land $363,392 Building $298,403
2025	$7,626.00 (+4.25%)	$648,819 Land $356,267 Building $292,552
2024	$7,315.00 (+13.22%)
2023	$6,461.00 (+2.52%)	$562,901 (+2%) Land $219,553 Building $343,348
2022	$6,302.00	$551,865 Land $215,249 Building $336,616

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7797 Caminito Monarca, Unit 106 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7797 Caminito Monarca, Unit 106 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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