7797 Caminito Monarca, Unit 103, Carlsbad, CA 92009 Property Records

San Diego County property record for 7797 Caminito Monarca, Unit 103, Carlsbad, CA 92009

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,308 sqft · built 1990
Lot Size	2.18 acres (95,157 sqft)
Owner	Company Name on File
Last Sale	$310,000 (Sep 2009)
Tax Bill	$4,952 (2025)
Deeds & Mortgages	May 2023 Transfer May 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`216-380-16-04`

Property Details

APN / Parcel Number

Primary APN	`216-380-16-04`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,308 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	95,157 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7797 CAMINITO MONARCA, 103
City	CARLSBAD
State	CA
Zip	92009-8551
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	P-C
Legal Description	LOT 4 US2-103PER DOC88-310920&UND INT IN LOTS 2&3&IN TR 011085
Legal Subdivision	CARLSBAD COURT
Legal Tract	011085
Legal Block	2
Legal Lot Number	4,2,3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	20035

Owner

7797 Caminito Monarca, Unit 103 is owned by a company that bought it in September 2009.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2215 CAMINO ROBLEDO, CARLSBAD, CA 92009-9336
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Intrafamily Transfer, Transfer
May 9, 2023	Intrafamily Transfer, Transfer
Mar 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Apr 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2009 · Amount on File
Deed Sale	Sep 10, 2009 · Amount on File
Prior Sale	Nov 24, 2003 · Amount on File
Deed Document Number	2009506249
Prior Transfer Date	Jan 7, 1994
Prior Transfer Doc	0000039165
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 9, 2023
Property Address	7797 CAMINITO MONARCA UNIT 103, 103, CARLSBAD, CA 92009-8551
Document Number	0000120354
Map Reference	MAP 11085
Instrument Date	Mar 30, 2023
Instrument	2023-0120354
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2215 CAMINO ROBLEDO, CARLSBAD, CA 92009-9336

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 9, 2023
Property Address	7797 CAMINITO MONARCA UNIT 103, 103, CARLSBAD, CA 92009-8551
Document Number	0000120355
Map Reference	MAP 11085
Instrument Date	Mar 30, 2023
Instrument	2023-0120355
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2215 CAMINO ROBLEDO, CARLSBAD, CA 92009-9336

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 26, 2021
Property Address	7797 CAMINITO MONARCA UNIT 103, 103, CARLSBAD, CA 92009-8551
Document Number	0000237125
Map Reference	MAP 11085
Instrument Date	Mar 22, 2021
Instrument	2021-0237125
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7797 CAMINITO MONARCA UNIT 103, 103, CARLSBAD, CA 92009-8551

Mortgage

Document Number	0000237126
Date	Mar 26, 2021
Instrument	2021-0237126

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7797 CAMINITO MONARCA UNIT 103, 103, CARLSBAD, CA 92009-8551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000124390
Date	Mar 10, 2020
Instrument	2020-0124390

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 3, 2017
Property Address	7797 CAMINITO MONARCA UNIT 103, 103, CARLSBAD, CA 92009-8551
Document Number	0000147442
Instrument Date	Mar 27, 2017
Instrument	147442
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7797 CAMINITO MONARCA #103 CARLSBAD CA 920098551, 103, CARLSBAD, CA 92009-8551

Tax Assessment & Valuation

The 2025 property tax bill for 7797 Caminito Monarca, Unit 103 was $4,952.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$408,140 (+2%) Land $230,402 Building $177,738
2025	$4,952.00	$400,138 Land $225,885 Building $174,253
2023	$4,507.00 (+2.78%) Homeowner's exemption	$384,602 Land $217,114 Building $167,488
2022	$4,385.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7797 Caminito Monarca, Unit 103 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7797 Caminito Monarca, Unit 103 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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