779 Symphony Way, Freeport, FL 32439 Property Records

Walton County property record for 779 Symphony Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,787 sqft · built 2016
Lot Size	0.201 acres (8,793 sqft)
Owner	Individual Name on Record
Last Sale	$433,000 (Aug 2022)
Tax Bill	$4,536 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-1S-19-23020-000-1970`

Property Details

APN / Parcel Number

Primary APN	`16-1S-19-23020-000-1970`
Alternative APN	`1026011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,787 sqft Living Area
Gross Area	2,307 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,793 sqft (0.201 acres)
Garage Type	Finished
Garage Area	400 sqft
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1026011
Street Address	779 SYMPHONY WAY
City	FREEPORT
State	FL
Zip	32439-2481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 197 SYMPHONY AT HAMMOCK BAY PB 17-27 OR 2701-1806 OR 2995-3623 OR 3034-3378 OR 3262-4402
Legal Range	19W
Legal Township	01S
Legal Section	16
Legal Subdivision	SYMPHONY AT HAMMOCK BAY
Legal Lot Number	197
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2010
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	779 SYMPHONY WAY, FREEPORT, FL 32439-2481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 2, 2017	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRST FLORIDA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2022 · Amount on Record
Deed Sale	Aug 9, 2022 · Amount on Record
Prior Sale	Mar 2, 2017 · Amount on Record
Deed Document Number	20220036425
Deed Book / Page	3262 / 4402
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 9, 2022
Property Address	779 SYMPHONY WAY, FREEPORT, FL 32439-2481
Document Number	0032624402
Book / Page	3262 / 4402
Map Reference	MB 17 PG 27&27A-27D
Instrument Date	Aug 5, 2022
Instrument	20220036425
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,031.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	779 SYMPHONY WAY, FREEPORT, FL 32439-2481

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 MC DAVIS LOOP, SANTA ROSA BEACH, FL 32459-6792
Investor	Possibly a Property Investor

Mortgage

Document Number	0032624405
Date	Aug 9, 2022
Instrument	3262/4405

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	779 SYMPHONY WAY, FREEPORT, FL 32439-2481
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031574400
Date	Sep 1, 2020
Book Page	3157/4400
Instrument	20200033737

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	320 Months
Due	May 1, 2047

March 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 2, 2017
Property Address	779 SYMPHONY WAY, FREEPORT, FL 32439-2481
Document Number	0030343378
Book / Page	3034 / 3378
Map Reference	MB17 PG27&27A-27D
Instrument Date	Feb 27, 2017
Instrument	20170006444
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	779 SYMPHONY WAY, FREEPORT, FL 32439-2481

Mortgage

Document Number	0030343379
Date	Mar 2, 2017
Instrument	3034/3379

Lender

Name	FIRST FLORIDA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$345,445 (-6.81%) Land $96,900 Building $248,545	$345,445 (-6.81%) Land $96,900 Building $248,545
2024	$4,536.00 (-19.83%)
2023	$5,658.00 (+128.15%)	$370,704 (+16.92%) Land $96,900 Building $273,804	$370,704 (+16.92%) Land $96,900 Building $273,804
2022	$2,480.00 Homeowner's exemption	$317,052 Land $76,923 Building $240,129	$317,052 Land $76,923 Building $240,129

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: CenturyLink.

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