733 Symphony Way, Freeport, FL 32439 Property Records

Walton County property record for 733 Symphony Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,509 sqft · built 2016
Lot Size	0.326 acres (14,219 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Apr 2019)
Tax Bill	$4,253 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-1S-19-23020-000-1990`

Property Details

APN / Parcel Number

Primary APN	`16-1S-19-23020-000-1990`
Alternative APNs	`16-119-23020-000-1990` `1026013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,509 sqft Living Area
Gross Area	3,456 sqft
1st Floor Area	2,509 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,219 sqft (0.326 acres)
Garage Type	Attached
Garage Area	599 sqft
Porch	Finished/Open Porch
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	733 SYMPHONY WAY
City	FREEPORT
State	FL
Zip	32439-2481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 199 SYMPHONY AT HAMMOCK BAY PB 17-27 OR 2701-1806 OR 2995-3623 OR 3045-3581 OR 3101-1339
Legal Range	019
Legal Township	01S
Legal Section	16
Legal Subdivision	HAMMOCK BAY
Legal Block	19
Legal Lot Number	199
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2010
Census Tract	950502

Owner

733 Symphony Way is owned and occupied by two individuals who bought it in April 2019.

Source: Walton County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	733 SYMPHONY WAY, FREEPORT, FL 32439-2481
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Dec 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THIRD FSLA OF CLEVELAND
Apr 2, 2019	Warranty Deed, Transfer · FHA Mortgage MR COOPER
Jul 3, 2017	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage FIRST FLORIDA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2019 · Amount on File
Deed Sale	Apr 2, 2019 · Amount on File
Prior Sale	Jul 3, 2017 · Amount on File
Deed Document Number	20199946
Deed Book / Page	3101 / 1339
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	733 SYMPHONY WAY, FREEPORT, FL 32439-2481
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 SYMPHONY WAY, FREEPORT, FL 32439-2481

Mortgage

Document Number	0031880066
Date	Mar 17, 2021
Book Page	3188/66
Instrument	20210012618

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2051

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	733 SYMPHONY WAY, FREEPORT, FL 32439-2481
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 SYMPHONY WAY, FREEPORT, FL 32439-2481

Mortgage

Document Number	0033100567
Date	Dec 11, 2023
Book Page	3310/567
Instrument	20230044146

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 7, 2043

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 2, 2019
Property Address	733 SYMPHONY WAY, FREEPORT, FL 32439-2481
Document Number	0031011339
Book / Page	003101 / 001339
Instrument Date	Mar 29, 2019
Instrument	9946
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	133 DICKENS DR FREEPORT FL 324392295, FREEPORT, FL 32439-2295

Mortgage

Document Number	31011341
Date	Apr 2, 2019
Book Page	003101/001341
Instrument	9947

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

July 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 3, 2017
Property Address	733 SYMPHONY WAY, FREEPORT, FL 32439-2481
Document Number	0030453581
Book / Page	3045 / 3581
Map Reference	MB17 PG27&27AD
Instrument Date	Jun 23, 2017
Instrument	20170021763
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 SYMPHONY WAY, FREEPORT, FL 32439-2481

Mortgage

Document Number	0030453582
Date	Jul 3, 2017
Instrument	3045/3582

Lender

Name	FIRST FLORIDA BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 733 Symphony Way was $4,253 with a homeowner's exemption, down 0.6% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,253.00 (-0.61%) Homeowner's exemption	$291,380	$429,172 Land $96,900 Building $332,272
2024	$4,279.00 (+3.73%)
2023	$4,125.00 (+4.01%) Homeowner's exemption	$462,999 (+16.38%) Land $96,900 Building $366,099	$462,999 (+16.38%) Land $96,900 Building $366,099
2022	$3,966.00 Homeowner's exemption	$397,841 Land $76,923 Building $320,918	$397,841 Land $76,923 Building $320,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 733 Symphony Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 733 Symphony Way is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: CenturyLink.

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