795 Symphony Way, Freeport, FL 32439 Property Records

Walton County property record for 795 Symphony Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,869 sqft · built 2016
Lot Size	0.207 acres (9,010 sqft)
Owner	2 Individual Names on Record
Last Sale	$107,857 (Jun 2020)
Tax Bill	$2,542 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-1S-19-23020-000-1960`

Property Details

APN / Parcel Number

Primary APN	`16-1S-19-23020-000-1960`
Alternative APNs	`16-119-23020-000-1960` `1026010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,869 sqft Living Area
Gross Area	2,523 sqft
1st Floor Area	1,869 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,010 sqft (0.207 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	795 SYMPHONY WAY
City	FREEPORT
State	FL
Zip	32439-2481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 196 SYMPHONY AT HAMMOCK BAY PB 17-27 OR 2701-1806 OR 2995-3623 OR 3032-4969 OR 3146-3615 OR 3350-4470
Legal Range	019
Legal Township	01S
Legal Section	16
Legal Subdivision	HAMMOCK BAY
Legal Block	19
Legal Lot Number	196
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2010
Census Tract	950502

Owner

Source: Walton County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	795 SYMPHONY WAY, FREEPORT, FL 32439-2481
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU
Feb 26, 2025	Intrafamily Transfer, Transfer
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU
Jun 17, 2020	Quit Claim Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Feb 9, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2020 · Amount on Record
Deed Sale	Jun 17, 2020 · Amount on Record
Prior Sale	Feb 9, 2017 · Amount on Record
Deed Document Number	202020808
Deed Book / Page	3146 / 3615
Prior Transfer Date	Jun 12, 2020
Prior Transfer Doc	0031463615
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	795 SYMPHONY WAY, FREEPORT, FL 32439-2481
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032411464
Date	Mar 2, 2022
Book Page	3241/1464
Instrument	20220009907

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Feb 26, 2025
Property Address	795 SYMPHONY WAY, FREEPORT, FL 32439-2481
Document Number	0033504470
Book / Page	3350 / 4470
Map Reference	MB 17 PG 27A-27D
Instrument Date	Feb 7, 2025
Instrument	20250006418
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	795 SYMPHONY WAY, FREEPORT, FL 32439-2481

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 MUIRFIELD WAY, NICEVILLE, FL 32578-4049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	795 SYMPHONY WAY, FREEPORT, FL 32439-2481
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031124821
Date	Jul 29, 2019
Book Page	3112/4821
Instrument	20190025461

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jun 17, 2020
Property Address	795 SYMPHONY WAY, FREEPORT, FL 32439-2481
Document Number	0031463615
Book / Page	3146 / 3615
Map Reference	MB 17 PG 27A-27D
Instrument Date	Jun 12, 2020
Instrument	20200020808
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$755.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 SYMPHONY WAY, FREEPORT, FL 32439-2481

Mortgage

Document Number	0031463617
Date	Jun 17, 2020
Instrument	3146/3617

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

February 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Feb 9, 2017
Property Address	795 SYMPHONY WAY, FREEPORT, FL 32439-2481
Document Number	0030324969
Book / Page	003032 / 004969
Instrument Date	Jan 31, 2017
Instrument	4222
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,588.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	795 SYMPHONY WAY FREEPORT FL 324392481, FREEPORT, FL 32439-2481

Mortgage

Document Number	30324970
Date	Feb 9, 2017
Book Page	003032/004970
Instrument	4223

Lender

Name	UNIVERSITY LNDG
Address	SANTA ROSA BEACH, FL 32459

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,542.00 (-0.2%)	$175,838 (-53.7%)	$353,645 (-6.88%) Land $96,900 Building $256,745
2024	$2,547.00 (+4.39%)
2023	$2,440.00 (+3.83%) Homeowner's exemption	$379,757 (+16.86%) Land $96,900 Building $282,857	$379,757 (+16.86%) Land $96,900 Building $282,857
2022	$2,350.00 Homeowner's exemption	$324,977 Land $76,923 Building $248,054	$324,977 Land $76,923 Building $248,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: CenturyLink.

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