763 Symphony Way, Freeport, FL 32439 Property Records

Walton County property record for 763 Symphony Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,869 sqft · built 2016
Lot Size	0.199 acres (8,662 sqft)
Owner	2 Trust Names on File
Last Sale	$415,000 (Feb 2022)
Tax Bill	$4,584 (2025)
Deeds & Mortgages	Sep 2026 Sale Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-1S-19-23020-000-1980`

Property Details

APN / Parcel Number

Primary APN	`16-1S-19-23020-000-1980`
Alternative APNs	`16-119-23020-000-1980` `1026012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,869 sqft Living Area
Gross Area	2,451 sqft
1st Floor Area	1,869 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,662 sqft (0.199 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Slab
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	763 SYMPHONY WAY
City	FREEPORT
State	FL
Zip	32439-2481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 198 SYMPHONY AT HAMMOCK BAY PB 17-27 OR 2701-1806 OR 2995-3623 OR 3025-503 OR 3096-927 OR 3240-3309
Legal Range	019
Legal Township	01S
Legal Section	16
Legal Subdivision	HAMMOCK BAY
Legal Block	19
Legal Lot Number	198
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2010
Census Tract	950502

Owner

763 Symphony Way is owner-occupied and held in a trust since February 2022.

Source: Walton County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	763 SYMPHONY WAY, FREEPORT, FL 32439-2481
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 28, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jan 4, 2017	Deed of Trust, Mortgage PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Prior Sale	Jan 30, 2019 · Amount on File
Deed Document Number	20229232
Deed Book / Page	3240 / 3309
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 28, 2026
Property Address	763 SYMPHONY WAY, FREEPORT, FL 32439-2481
Document Number	0000039822
Book / Page	3414 / 1237
Instrument Date	Sep 23, 2026
Instrument	202639822
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	763 SYMPHONY WAY, FREEPORT, FL 32439-2481

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 28, 2022
Property Address	763 SYMPHONY WAY, FREEPORT, FL 32439-2481
Document Number	0032403309
Book / Page	3240 / 3309
Map Reference	MB 17 PG 27-27D
Instrument Date	Feb 24, 2022
Instrument	20220009232
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ALLURE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 SONATA ST, FREEPORT, FL 32439-6573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 S 3RD ST, SANTA ROSA BEACH, FL 32459-3956

Mortgage

Document Number	0032403311
Date	Feb 28, 2022
Instrument	3240/3311

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	763 SYMPHONY WAY, FREEPORT, FL 32439-2481
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030301221
Date	Jan 4, 2017
Book Page	3030/1221
Instrument	0000284

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank
Address	NICEVILLE, FL 32578

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 763 Symphony Way was $4,584, down 0.8% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,584.00 (-0.76%)	$338,838	$352,433 Land $96,900 Building $255,533
2024	$4,619.00 (-11.38%)
2023	$5,212.00 (+18.54%) Homeowner's exemption	$378,413 (+16.87%) Land $96,900 Building $281,513	$378,413 (+16.87%) Land $96,900 Building $281,513
2022	$4,397.00	$323,799 Land $76,923 Building $246,876	$323,799 Land $76,923 Building $246,876

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 763 Symphony Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 763 Symphony Way is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: CenturyLink.

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