7781 12th St, Westminster, CA 92683 Property Records

Orange County property record for 7781 12th St, Westminster, CA 92683

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1940
Lot Size	0.186 acres (8,100 sqft)
Owner	Trust Name on File
Last Sale	$135,000 (Feb 1996)
Tax Bill	$3,154 (2025)
Deeds & Mortgages	May 2018 Reverse Mortgage Jan 2020 Reverse Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`096-351-16`

Property Details

APN / Parcel Number

Primary APN	`096-351-16`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	8,100 sqft (0.186 acres)
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	7781 12TH ST
City	WESTMINSTER
State	CA
Zip	92683-4433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 878 BLK 14 LOT 1
Legal Subdivision	NEW WESTMINSTER #3
Legal Tract	878
Legal Block	14
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2022
Census Tract	99802

Owner

7781 12th St is owner-occupied and held in a trust since April 2015.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	7781 12TH ST, WESTMINSTER, CA 92683-4433
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2018	Deed of Trust, Mortgage · Reverse Mortgage BROKER SOLUTIONS INC
Jan 10, 2020	Deed of Trust, Mortgage · Reverse Mortgage BROKER SOLUTIONS INC
Dec 30, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
May 4, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 1996 · Amount on File
Deed Sale	Feb 28, 1996 · Amount on File
Deed Document Number	199696279
Last Transfer Date	Apr 10, 2015
Transfer Doc	0000197138
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7781 12TH ST, WESTMINSTER, CA 92683-4433
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000168227
Date	May 9, 2018
Instrument	2018000168227

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.03%
Type Change Date	Jun 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7781 12TH ST, WESTMINSTER, CA 92683-4433
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010840
Date	Jan 10, 2020
Instrument	2020000010840

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jan 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7781 12TH ST, WESTMINSTER, CA 92683-4433
Document Number	0000010841
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7781 12TH ST WESTMINSTER CA 926834433, WESTMINSTER, CA 92683-4433

Mortgage

Document Number	0000010841
Date	Jan 10, 2020
Instrument	10841

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.37%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7781 12TH ST, WESTMINSTER, CA 92683-4433
Document Number	0000168228
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7781 12TH ST WESTMINSTER CA 926834433, WESTMINSTER, CA 92683-4433

Mortgage

Document Number	0000168228
Date	May 9, 2018
Instrument	168228

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.03%

Tax Assessment & Valuation

The 2025 property tax bill for 7781 12th St was $3,154 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Westminster City
Secondary School District	Huntington Beach Union High School District (09 - 12)
Elementary School District	Westminster School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$228,739 (+2%) Land $182,408 Building $46,331
2025	$3,154.00 Homeowner's exemption	$224,254 Land $178,831 Building $45,423
2023	$2,996.00 (+3.13%) Homeowner's exemption	$215,547 Land $171,887 Building $43,660
2022	$2,905.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7781 12th St in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–1995)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7781 12th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 93,591 people · EPA ID CA3010064
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150

May also be available: AT&T, GeoLinks, Verizon.

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