St. Clair County property record for 7767 Phillips Dr, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,784 sqft · built 1977 |
| Lot Size | 0.282 acres (12,284 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,858 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-172-0008-000 |
| Primary APN | 74-14-172-0008-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,784 sqft Living Area |
| 1st Floor Area | 1,561 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 12,284 sqft (0.282 acres) |
| Lot Dimensions | 117 ft deep x 105 ft wide |
| Garage Area | 556 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7767 PHILLIPS DR |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 42 & E 35 FT OF LOT 43 BAY VIEW SHORES NO 2 |
| Legal Range | 15E |
| Legal Township | 03N |
| Legal Section | 25 |
| Legal Subdivision | BAY VIEW SHORES 2 |
| Legal Lot Number | 42-43 |
| Legal Unit | 42,43 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 647000 |
Source: St. Clair County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7767 PHILLIPS DR, CLAY, MI 48001-3029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7767 PHILLIPS DR, CLAY, MI 48001-3029 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7767 PHILLIPS DR, CLAY, MI 48001-3029 |
| Document Number | 0005885148 |
|---|---|
| Date | Jan 2, 2026 |
| Book Page | 5885/148 |
| Instrument | 2026000039 |
| Name | NORTHVIEW CAPITAL LLC AN TLLINOIS LIMITE |
|---|---|
| Type | Non-Lending Institution |
| Address | 2516 WAUKEGAN RD, GLENVIEW, IL 60025 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,858.00 (-44.68%) Homeowner's exemption | $341,500 (+13.61%) | |
| 2024 | $6,974.00 (+13.27%) | $683,000 (+13.61%) | |
| 2023 | $300,600 | ||
| 2022 | $6,157.00 | $601,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 579.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 151 policies |
| Nearby Flood Policies | 151 in force |
| Nearby Flood Claims | 144 (1979–2025) |
| Claims Outside the SFHA | 31 of 144 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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