St. Clair County property record for 7765 Phillips Dr, Clay, MI 48001
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.188 acres (8,189 sqft) |
| Owner | Individual Name on File |
| Last Sale | $91,000 (Sep 2017) |
| Tax Bill | $1,140 (2025) |
| Deeds & Mortgages | Sep 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-172-0007-000 |
| Primary APN | 74-14-172-0007-000 |
|---|
| Lot Area | 8,189 sqft (0.188 acres) |
|---|---|
| Lot Dimensions | 117 ft deep x 70 ft wide |
| Street Address | 7765 PHILLIPS DR |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3029 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R-1 |
| Legal Description | LOT 41 BAY VIEW SHORES NO 2 SEC 25 T3N R15E |
| Legal Range | 15E |
| Legal Township | 03N |
| Legal Section | 25 |
| Legal Subdivision | BAY VIEW SHORES #2 |
| Legal Lot Number | 41 |
| Legal Unit | 41 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 647000 |
Source: St. Clair County records · APN 74-14-172-0007-000
Assessment roll updated October 7, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7767 PHILLIPS DR, CLAY, MI 48001-3029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 18, 2017 · Amount on Record |
| Deed Sale | Sep 18, 2017 · Amount on Record |
| Deed Document Number | 201722118 |
| Prior Transfer Date | Dec 06, 2010 |
| Prior Transfer Doc | 004103/722 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 18, 2017 |
| Property Address | 7767 PHILLIPS DR, CLAY, MI 48001-3029 |
| Document Number | 0048690637 |
| Book / Page | 004869 / 000637 |
| Instrument Date | Sep 07, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $782.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7767 PHILLIPS DR CLAY MI 480013029, CLAY, MI 48001-3029 |
| Document Number | 48690638 |
|---|---|
| Date | Sep 18, 2017 |
| Book Page | 004869/000638 |
| Name | THOMAS H PERKOWSKI |
|---|---|
| Address | 6625 DYKE RD, CLAY, MI 48001-3603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,140.00 (-47.59%) Homeowner's exemption | $59,500 (+2.94%) | |
| 2024 | $2,175.00 (+12.46%) | $119,000 (+2.94%) | |
| 2023 | $57,800 | ||
| 2022 | $1,934.00 | $115,600 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 579.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 151 policies |
| Nearby Flood Policies | 151 in force |
| Nearby Flood Claims | 144 (1979–2025) |
| Claims Outside the SFHA | 31 of 144 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 87 locations within half a mile of this property.
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