7773 Phillips Dr, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 7773 Phillips Dr, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,934 sqft · built 1978
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Oct 2009)
Tax Bill	$5,128 (2025)
Flood Zone	Zone AE (high risk)
APN	`74-14-172-0010-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-172-0010-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,934 sqft Living Area
1st Floor Area	1,376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 87 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7773 PHILLIPS DR
City	CLAY
State	MI
Zip	48001-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 45 BAY VIEW SHORES NO 2 SEC 25 T3N R15E
Legal Range	15E
Legal Township	03N
Legal Section	25
Legal Subdivision	BAY SHORES #2 SUBDIVISION
Legal Lot Number	45
Legal Unit	45
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1005
Census Tract	647000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7773 PHILLIPS DR, CLAY, MI 48001-3029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2009 · Amount on Record
Deed Sale	Oct 2, 2009 · Amount on Record
Deed Document Number	200922187
Deed Book / Page	3988 / 831
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,500 (+10.43%)	$525,000 (+10.43%)
2025	$5,128.00 (+2.25%) Homeowner's exemption	$237,700 (+12.87%)
2024	$5,015.00 (+9.59%)		$475,400 (+12.87%)
2023		$210,600
2022	$4,576.00		$421,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 151 policies
Nearby Flood Policies	151 in force
Nearby Flood Claims	144 (1979–2025)
Claims Outside the SFHA	31 of 144
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Phillips Dr

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