7766 Phillips Dr, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 7766 Phillips Dr, Clay, MI 48001

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,260 sqft · built 1978
Lot Size0.188 acres (8,189 sqft)
OwnerIndividual Name on Record
Tax Bill$4,543 (2025)
Flood ZoneZone AE (high risk)
APN74-14-172-0019-000

Property Details

APN / Parcel Number

Primary APN74-14-172-0019-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,260 sqft Living Area
1st Floor Area1,260 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area8,189 sqft (0.188 acres)
Lot Dimensions117 ft deep x 70 ft wide
Garage Area396 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address7766 PHILLIPS DR
CityCLAY
StateMI
Zip48001-3028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 54 BAY VIEW SHORES NO 2 SEC 25 T3N R15E
Legal Range15E
Legal Township03N
Legal Section25
Legal SubdivisionBAY VIEW SHORE NO 2
Legal Lot Number54
Legal Unit54
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLAY
Census Block Group1
Census Block1005
Census Tract647000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7766 PHILLIPS DR, CLAY, MI 48001-3028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 19, 2008
Transfer Doc004740/234
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClay Township
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$185,300 (+10.36%)$370,600 (+10.36%)
2025$4,543.00 (+2.2%) Homeowner's exemption$167,900 (+11.56%)
2024$4,445.00 (+9.89%)$335,800 (+11.56%)
2023$150,500
2022$4,045.00$301,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation579.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 151 policies
Nearby Flood Policies151 in force
Nearby Flood Claims144 (1979–2025)
Claims Outside the SFHA31 of 144
Most Recent ClaimApr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Phillips Dr

Nearby Streets

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