Boulder County property record for 776 Cottage Ln, Boulder, CO 80304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,168 sqft · built 1983 |
| Lot Size | 0.064 acres (2,770 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,600 (Feb 1984) |
| Tax Bill | $5,253 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1461-13-1-14-017 |
| Primary APN | 1461-13-1-14-017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,168 sqft Living Area |
| 1st Floor Area | 616 sqft |
| Upper Floors Area | 552 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 2,770 sqft (0.064 acres) |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 100 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R0094516 |
|---|---|
| Street Address | 776 COTTAGE LN |
| City | BOULDER |
| State | CO |
| Zip | 80304-0758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 COTTAGES AT WONDERLAND LAKE THE |
| Legal Range | 71 |
| Legal Township | 1N |
| Legal Section | 13 |
| Legal Subdivision | COTTAGES AT WONDERLAND LAKE (THE)BO |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | BOULDER CO |
| Township / Civil Division | BOULDER |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 12104 |
776 Cottage Ln is owned and occupied by an individual who bought it in February 1984.
Source: Boulder County records, as of September 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 776 COTTAGE LN, BOULDER, CO 80304-0758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 1984 · Amount on File |
| Deed Sale | Feb 1, 1984 · Amount on File |
| Prior Sale | Feb 17, 1983 |
| Deed Document Number | 1984601828 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 776 COTTAGE LN, BOULDER, CO 80304-0758 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003604699 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 3604699 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Jul 10, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 776 Cottage Ln was $5,253.
Source: Boulder County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Boulder County |
| Municipality | Boulder City |
| Unified School District | Boulder Valley School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,982 (+1.04%) Land $37,890 Building $24,092 | $981,500 (-) Land $627,200 Building $354,300 | |
| 2025 | $5,253.00 | $61,344 Land $39,200 Building $22,144 | $981,500 Land $627,200 Building $354,300 |
| 2023 | $5,100.00 (+41.12%) | $69,453 (+51.41%) Land $42,780 Building $26,673 | $1,036,600 (+57.06%) Land $638,500 Building $398,100 |
| 2022 | $3,614.00 | $45,870 Land $34,270 Building $11,600 | $660,000 Land $493,100 Building $166,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 776 Cottage Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 58 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 63 units insured incl. 5 condo units |
| Nearby Flood Claims | 14 (2013–2015) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 776 Cottage Ln is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 54% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOULDER serves 166,080 people · EPA ID CO0107152 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ayva Networks Fixed Wireless | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| LiveWireNet Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, CenturyLink.
5G (outdoors only) and 4G LTE
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